229 Chestnut St, Los Banos, CA 93635 Property Records

Merced County property record for 229 Chestnut St, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,073 sqft · built 1989
Lot Size	0.222 acres (9,657 sqft)
Owner	Individual Name on File
Last Sale	$249,000 (Feb 2015)
Tax Bill	$3,866 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`082-352-025-000`

Property Details

APN / Parcel Number

Primary APN	`082-352-025-000`
Alternative APN	`082-352-025`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,073 sqft Living Area
Gross Area	1,780 sqft
1st Floor Area	1,285 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Tile
Lot Area	9,657 sqft (0.222 acres)
Garage Type	Attached
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	25 sqft
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	082-352-025
Street Address	229 CHESTNUT ST
City	LOS BANOS
State	CA
Zip	93635-3154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ORCH TERR LOT 108
Legal Subdivision	ORCH TERRACE
Legal Lot Number	108
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	3
Census Block	3024
Census Tract	2203

Owner

229 Chestnut St is owned and occupied by an individual who acquired it in May 2019.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	229 CHESTNUT ST, LOS BANOS, CA 93635-3154
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH CREDIT UNION
Jun 3, 2019	Quit Claim Deed, Transfer PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2015 · Amount on File
Deed Sale	Feb 24, 2015 · Amount on File
Prior Sale	Jul 31, 2013 · Amount on File
Deed Document Number	20155988
Last Transfer Date	May 13, 2019
Transfer Doc	0000015933
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Recording Date	Jun 22, 2026
Property Address	229 CHESTNUT ST, LOS BANOS, CA 93635-3154
Document Number	0000016721
Instrument Date	Jun 15, 2026
Instrument	202616721
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 CHESTNUT ST, LOS BANOS, CA 93635-3154

Mortgage

Document Number	0000016721,
Date	Jun 22, 2026
Instrument	202616721

Lender

Name	COMMONWEALTH CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Jun 3, 2019
Property Address	229 CHESTNUT ST, LOS BANOS, CA 93635-3154
Document Number	0000015933
Instrument Date	May 13, 2019
Instrument	15933
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 CHESTNUT ST LOS BANOS CA 936353154, LOS BANOS, CA 93635-3154

Tax Assessment & Valuation

The 2025 property tax bill for 229 Chestnut St was $3,866 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$337,512 (+2%) Land $82,066 Building $255,446
2025	$3,866.00 Homeowner's exemption	$330,895 Land $80,457 Building $250,438
2023	$3,652.00 (+2.1%) Homeowner's exemption	$318,048 Land $77,334 Building $240,714
2022	$3,577.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 229 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 229 Chestnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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