Cass County property record for 229 Chestnut Dr, Horace, ND 58047
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,989 sqft · built 2004 |
| Lot Size | 0.73 acres (31,679 sqft) |
| Owner | Individual Name on File |
| Last Sale | $695,000 (Apr 2020) |
| Tax Bill | $12,809 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage May 2022 Mortgage + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 15-0020-00400-030 |
| Primary APN | 15-0020-00400-030 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,989 sqft Living Area |
| Basement Area | 1,600 sqft |
| Finished Basement | 1,600 sqft |
| Unfinished Basement | 1,600 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 31,679 sqft (0.73 acres) |
| Garage Type | Attached |
| Garage Area | 1,306 sqft |
| Porch | Slab |
| Deck Area | 749 sqft |
| Patio Area | 250 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 229 CHESTNUT DR |
|---|---|
| City | HORACE |
| State | ND |
| Zip | 58047-4006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 8 BLOCK: 2 ADDITION: ARNESON FIRST ADDITION ADDITIONAL: ARNESON 1ST ADDITION LT 8 BLK 2 |
| Legal Subdivision | FIRST |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | CASS ND |
| Township / Civil Division | HORACE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 40503 |
229 Chestnut Dr is owned and occupied by an individual who bought it in April 2020.
Source: Cass County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 229 CHESTNUT DR, HORACE, ND 58047-4006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BELL BANK |
| May 24, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BELL BANK |
| Sep 25, 2020 | Deed of Trust, Mortgage · Commercial Mortgage BELL BANK |
| Apr 7, 2020 | Warranty Deed, Transfer BLACKRIDGEBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2020 · Amount on File |
| Deed Sale | Apr 7, 2020 · Amount on File |
| Deed Document Number | 20201586857 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 229 CHESTNUT DR, HORACE, ND 58047-4006 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 229 CHESTNUT DR, HORACE, ND 58047-4006 |
| Document Number | 0001670423 |
|---|---|
| Date | Jul 13, 2022 |
| Instrument | 1670423 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | 10877 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jun 21, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 229 CHESTNUT DR, HORACE, ND 58047-4006 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 229 CHESTNUT DR, HORACE, ND 58047-4006 |
| Document Number | 0001666097 |
|---|---|
| Date | May 24, 2022 |
| Instrument | 1666097 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58106 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 85 Months |
| Due | Jun 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 229 CHESTNUT DR, HORACE, ND 58047-4006 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001606413 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 1606413 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58106 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 15, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | Apr 7, 2020 |
| Property Address | 229 CHESTNUT DR, HORACE, ND 58047-4006 |
| Document Number | 0001586857 |
| Instrument Date | Apr 3, 2020 |
| Instrument | 1586857 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2020 |
| Title Company | TITLE COMPANY LLC, TITLE CO LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 229 CHESTNUT DR HORACE ND 580474006, HORACE, ND 58047-4006 |
| Document Number | 1586858 |
|---|---|
| Date | Apr 7, 2020 |
| Instrument | 1586858 |
| Name | BLACKRIDGEBANK |
|---|---|
| Type | Bank |
| Address | WEST FARGO, ND 58078 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 6, 2050 |
| Document Number | 1586859, |
|---|---|
| Date | Apr 7, 2020 |
| Instrument | 1586859 |
| Name | BLACKRIDGEBANK |
|---|---|
| Type | Bank |
| Address | WEST FARGO, ND 58078 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Apr 6, 2025 |
The 2025 property tax bill for 229 Chestnut Dr was $12,809.
Source: Cass County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Cass County |
| Municipality | Horace City |
| Unified School District | West Fargo Public School District 6 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,809.00 | $461,000 Land $36,500 Building $424,500 | $922,000 Land $73,000 Building $849,000 |
| 2023 | $11,336.00 | $429,400 Land $36,500 Building $392,900 | $858,800 Land $73,000 Building $785,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 229 Chestnut Dr in Zone X, where a levee reduces flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 229 Chestnut Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 93% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HORACE serves 1,641 people · EPA ID ND0900488 |
|---|---|
| Water Source | Purchased surface water from CASS RURAL WATER DISTRICT FARGO |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dickey Rural Telephone Cooperative Fiber | 2,500 / 2,500 |
| Midco Cable | 1,250 / 250 |
| Sparklight Fiber | 1,000 / 50 |
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