Richland County property record for 229 Bell St, Bellville, OH 44813
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,034 sqft · built 1910 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Jul 2017) |
| Tax Bill | $2,826 (2025) |
| Deeds & Mortgages | Nov 2022 Second Mortgage Sep 2020 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-35-098-13-000 |
| Primary APN | 015-35-098-13-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,034 sqft Living Area |
| 1st Floor Area | 744 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Other |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 229 BELL ST |
|---|---|
| City | BELLVILLE |
| State | OH |
| Zip | 44813-1151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 73 66 X 132 |
| Legal Subdivision | BELLVILLE |
| Jurisdiction | RICHLAND OH |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 3001 |
229 Bell St is owned and occupied by an individual who bought it in July 2017.
Source: Richland County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 229 BELL ST, BELLVILLE, OH 44813-1151 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Sep 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED SAVINGS BANK |
| Sep 24, 2009 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Nov 26, 2012 | Deed of Trust, Mortgage · Line of Credit US BANK NA ND |
| Dec 5, 2012 | Deed of Trust, Mortgage · Line of Credit US BANK NA ND |
| Sep 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED SAVINGS BANK |
| Jul 5, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 5, 2017 · Amount on File |
| Deed Sale | Jul 5, 2017 · Amount on File |
| Prior Sale | May 27, 1994 · Amount on File |
| Deed Document Number | 20178311 |
| Deed Book / Page | 2553 / 817 |
| Prior Transfer Date | Oct 22, 1993 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND OH |
| Property Address | 229 BELL ST, BELLVILLE, OH 44813-1151 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 229 BELL STREET, YOUNGSTOWN, OH 44513 |
| Document Number | 02997/5228 |
|---|---|
| Date | Nov 8, 2022 |
| Book Page | 2997/5228 |
| Instrument | 202200013857 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 10, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND OH |
| Property Address | 229 BELL ST, BELLVILLE, OH 44813-1151 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002816/789 |
|---|---|
| Date | Sep 9, 2020 |
| Book Page | 2816/789 |
| Instrument | 202000010640 |
| Name | UNITED SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND OH |
| Property Address | 229 BELL ST, BELLVILLE, OH 44813-1151 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Title Company | LSI-LPS, LSI LPS |
| Name | Verified Name |
|---|
| Document Number | 01934/0843 |
|---|---|
| Date | Sep 24, 2009 |
| Book Page | 1934/0843 |
| Instrument | 200900011041 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND OH |
| Property Address | 229 BELL ST, BELLVILLE, OH 44813-1151 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02182/0691 |
|---|---|
| Date | Nov 26, 2012 |
| Book Page | 2182/0691 |
| Instrument | 201200014933 |
| Name | US BANK NA ND |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 2, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND OH |
| Property Address | 229 BELL ST, BELLVILLE, OH 44813-1151 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02185/0682 |
|---|---|
| Date | Dec 5, 2012 |
| Book Page | 2185/0682 |
| Instrument | 201200015421 |
| Name | US BANK NA ND |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Nov 9, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND OH |
| Property Address | 229 BELL ST, BELLVILLE, OH 44813-1151 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2816/789 |
|---|---|
| Date | Sep 9, 2020 |
| Book Page | 2816/789 |
| Instrument | 202000010640 |
| Name | UNITED SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND OH |
| Recording Date | Jul 5, 2017 |
| Property Address | 229 BELL ST, BELLVILLE, OH 44813-1151 |
| Document Number | 02553/0817 |
| Book / Page | 2553 / 0817 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 201700008311 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Title Company | BARRISTER TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 229 BELL ST, BELLVILLE, OH 44813-1151 |
| Document Number | 201700008312 |
|---|---|
| Date | Jul 5, 2017 |
| Instrument | 201700008312 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2047 |
The 2025 property tax bill for 229 Bell St was $2,826 with a homeowner's exemption, up % from the year before.
Source: Richland County assessment roll, as of April 3, 2026
| Type | Name |
|---|---|
| State | Ohio |
| Municipality | Bellville Village |
| County | Richland County |
| County Subdivision | Jefferson Township |
| Unified School District | Clear Fork Valley Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,826.00 (+0.04%) | $63,060 (-) Land $8,680 Building $54,380 | |
| 2024 | $2,825.00 (-2.42%) Homeowner's exemption | $63,060 (-) Land $8,680 Building $54,380 | |
| 2023 | $2,895.00 (+12.38%) Homeowner's exemption | $63,060 (+28.62%) Land $8,680 Building $54,380 | $180,170 Land $24,800 Building $155,370 |
| 2022 | $2,576.00 Homeowner's exemption | $49,030 Land $7,630 Building $41,400 | |
| 2020 | $140,100 Land $21,810 Building $118,290 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 229 Bell St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (1998–2013) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 229 Bell St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELLVILLE VILLAGE serves 1,918 people · EPA ID OH7000012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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