229 Apple Ln, Preston, MD 21655 Property Records

Caroline County property record for 229 Apple Ln, Preston, MD 21655

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,188 sqft · built 1992
Lot Size	0.367 acres (16,000 sqft)
Owner	2 Individual Names on File
Last Sale	$131,500 (Feb 2003)
Tax Bill	$2,811 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-023803`

Property Details

APN / Parcel Number

Primary APN	`04-023803`
Alternative APNs	`4023803` `023803`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,188 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	16,000 sqft (0.367 acres)

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Patio Area	100 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	023803
Street Address	229 APPLE LN
City	PRESTON
State	MD
Zip	21655-2453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	16,000 SQ FT L-31 E/S APPLE LANE APPLE LANE SUBDV
Legal Subdivision	APPLE LANE APPLE LANE SUB
Legal Lot Number	31
Jurisdiction	CAROLINE MD
Township / Civil Division	4, PRESTON
Census Block Group	3
Census Block	3031
Census Tract	955500

Owner

229 Apple Ln is owned and occupied by two individuals who bought it in February 2003.

Source: Caroline County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	229 APPLE LN, PRESTON, MD 21655-2453
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2003 · Amount on File
Deed Sale	Feb 28, 2003 · Amount on File
Prior Sale	May 4, 1999 · Amount on File
Deed Document Number	2003155
Deed Book / Page	475 / 28
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	229 APPLE LN, PRESTON, MD 21655-2453
Transaction Type	Mortgage
Record Updated	Jan 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 APPLE LN, PRESTON, MD 21655-2453

Mortgage

Document Number	0016120328
Date	Jan 13, 2023
Book Page	1612/328

Lender

Name	PROVIDENT STATE BANK INC
Type	Bank
Address	EASTON, MD 21601

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 229 Apple Ln was $2,811 with a homeowner's exemption, up 5.4% from the year before.

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Municipality	Preston Town
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,811.00 (+5.44%) Homeowner's exemption	$239,200 Land $43,800 Building $195,400	$239,200 Land $43,800 Building $195,400
2025	$2,666.00
2023	$2,341.00 Homeowner's exemption	$167,600 Land $43,800 Building $123,800	$167,600 Land $43,800 Building $123,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 229 Apple Ln in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	9 (2003–2024)
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 229 Apple Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PRESTON serves 750 people · EPA ID MD0050005
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20