Monroe County property record for 229 Apache St, Tavernier, FL 33070 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2022 |
| Square Footage | 1,905 sqft Living Area |
| Lot Size | 7,126 sqft (0.164 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,600,800 (2022) |
| Tax Bill | $7,404.00 (2025) |
| Primary APN | 00424540-000100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,905 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Concrete Blocks Construction |
| Roof Material | Concrete Roof |
| Lot Area | 7,126 sqft (0.164 acres) |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Account Number | 9090675 |
|---|---|
| Street Address | 229 APACHE ST |
| City | TAVERNIER |
| State | FL |
| Zip | 33070-2103 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BLK 7 LT 7 INDIAN WATERWAYS PB4-29 PLANTATION KEY OR364-202 OR403-177 OR788-1381 OR902-892 OR912-2438Q/C OR965-1285C/T OR1077-2497 OR1077-2498 OR1142-1373 OR1156-453 OR1475-2399/01DC/AFF OR1475-2402 OR2994-2068 OR3190-0678 |
| Legal Range | 38E |
| Legal Township | 63S |
| Legal Section | 05 |
| Legal Subdivision | INDIAN WATERWAYS |
| Legal Block | 7 |
| Legal Lot Number | 7 |
| Jurisdiction | MONROE FL |
| Minor Civil Division | UPPER KEYS |
| Census Blockgroup | 3 |
| Census Block | 3040 |
| Census Tract | 970800 |
Source: Monroe County records · APN 00424540-000100
Assessment roll updated December 8, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 229 APACHE ST, TAVERNIER, FL 33070-2103 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Revocable Trust |
| Date | Document |
|---|---|
| Feb 10, 2021 | Deed of Trust, Mortgage · Balloon Payment RUTH STOKY |
| Aug 19, 2022 | Warranty Deed, Transfer CLA TITLE AND ESCROW, CLA TITLE & ESCROW |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 19, 2022 · Amount on Record |
| Deed Sale | Aug 19, 2022 · Amount on Record |
| Deed Doc Number | 20222388469 |
| Deed Book / Page | 3190 / 678 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 229 APACHE ST, TAVERNIER, FL 33070-2103 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 91700 OVERSEAS HWY 2, 2, TAVERNIER, FL 33070-2675 |
| Document Number | 0030741890 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 3074/1890 |
| Instrument | 2303416 |
| Name | RUTH STOKY |
|---|---|
| Type | Private Party |
| Address | 22 CALOOSA RD, KEY LARGO, FL 33037 |
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Feb 09, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 19, 2022 |
| Property Address | 229 APACHE ST, TAVERNIER, FL 33070-2103 |
| Document Number | 0031900678 |
| Book / Page | 3190 / 678 |
| Map Reference | MB 4 PG 29 |
| Instrument Date | Aug 12, 2022 |
| Instrument | 2388469 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2024 |
| Title Company | CLA TITLE AND ESCROW, CLA TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Tax | $11,205.60 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 91700 OVERSEAS HWY STE 3, 3, TAVERNIER, FL 33070-2675 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2590 N BEACH RD UNIT 3500, 3500, ENGLEWOOD, FL 34223-8126 |
Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,404.00 (+3.48%) Homeowner's exemption | $782,853 (+5.99%) | $1,291,915 (+11.21%) Land $702,018 Building $589,897 |
| 2024 | $7,155.00 (+0.75%) | ||
| 2023 | $7,102.00 (+87.04%) Homeowner's exemption | $738,633 (+72.27%) | $1,161,724 (+170.95%) Land $661,738 Building $499,986 |
| 2022 | $3,797.00 | $428,766 Land $407,113 Building $21,653 | $428,766 Land $407,113 Building $21,653 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Wildfire Risk | Low above 1% of the US · above 1% of Florida |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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