229 Amberwind Cir, Oakley, CA 94561 Property Records

Contra Costa County property record for 229 Amberwind Cir, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,208 sqft · built 2016
Lot Size	0.086 acres (3,759 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (May 2018)
Tax Bill	$12,212 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2023 Second Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`037-560-052-5`

Property Details

APN / Parcel Number

Primary APN	`037-560-052-5`
Alternative APN	`037-560-052`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,208 sqft Living Area
1st Floor Area	1,016 sqft
2nd Floor Area	1,192 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	3,759 sqft (0.086 acres)
Garage Type	Attached
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	229 AMBERWIND CIR
City	OAKLEY
State	CA
Zip	94561-5094
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9349 L383
Legal Subdivision	SUBDIVISION #9349
Legal Tract	9349
Legal Lot Number	383
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1009
Census Tract	302011

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	229 AMBERWIND CIR, OAKLEY, CA 94561-5094
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PROVIDENT CU
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT CU
Jun 4, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 18, 2018	Grant Deed, Transfer · Conventional Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2018 · Amount on Record
Deed Sale	May 18, 2018 · Amount on Record
Prior Sale	Nov 16, 2016 · Amount on Record
Deed Document Number	201878430
Last Transfer Date	Feb 10, 2020
Transfer Doc	0000107033
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 26, 2026
Property Address	229 AMBERWIND CIR, OAKLEY, CA 94561-5094
Document Number	0000067434
Instrument Date	Jun 22, 2026
Instrument	202667434
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 AMBERWIND CIR, OAKLEY, CA 94561-5094

Mortgage

Document Number	0000067434,
Date	Jun 26, 2026
Instrument	202667434

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	229 AMBERWIND CIR, OAKLEY, CA 94561-5094
Transaction Type	Mortgage
Record Updated	Mar 8, 2023
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 AMBERWIND CIR, OAKLEY, CA 94561-5094

Mortgage

Document Number	0000017855
Date	Feb 27, 2023
Instrument	2023-017855

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2043

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	229 AMBERWIND CIR, OAKLEY, CA 94561-5094
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 AMBERWIND CIR, OAKLEY, CA 94561-5094

Mortgage

Document Number	0000024092
Date	Jan 26, 2021
Instrument	2021-024092

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 4, 2020
Property Address	229 AMBERWIND CIR, OAKLEY, CA 94561-5094
Document Number	0000107033
Instrument Date	Feb 10, 2020
Instrument	107033
Transaction Type	Transfer
Record Updated	Jun 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	229 AMBERWIND CIR OAKLEY CA 945615094, OAKLEY, CA 94561-5094

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 18, 2018
Property Address	229 AMBERWIND CIR, OAKLEY, CA 94561-5094
Document Number	0000078430
Map Reference	MB 524 PG 15-23
Instrument Date	May 15, 2018
Instrument	2018-078430
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE COMA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	229 AMBERWIND CIR, OAKLEY, CA 94561-5094

Mortgage

Document Number	0000078431
Date	May 18, 2018
Instrument	2018-078431

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$580,285 (+2%) Land $108,510 Building $471,775
2025	$12,212.00 (+3.27%) Homeowner's exemption	$568,908 (+4.04%) Land $106,383 Building $462,525
2023	$11,825.00 (+2%) Homeowner's exemption	$546,818 Land $102,253 Building $444,565
2022	$11,593.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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