229 Ackerman Rd, Stevensville, MD 21666 Property Records

Queen Anne's County property record for 229 Ackerman Rd, Stevensville, MD 21666

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,368 sqft · built 1999
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Mar 2005)
Tax Bill	$4,355 (2025)
Deeds & Mortgages	May 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`04-023900`

Property Details

APN / Parcel Number

Primary APN	`04-023900`
Alternative APNs	`4023900` `023900`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,368 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	200 ft deep x 75 ft wide
Garage Type	Mixed
Garage Area	200 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	920 sqft
Porch	Slab
Porch Area	150 sqft
Deck Area	568 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	023900
Street Address	229 ACKERMAN RD
City	STEVENSVILLE
State	MD
Zip	21666-2263
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC-15
Legal Description	LOT 11-BLK O-PLAT 2 CLOVERFIELDS
Legal Subdivision	CLOVERFIELDS
Legal Block	O
Legal Lot Number	11
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	4, KENT ISLAND
Census Block Group	2
Census Block	2020
Census Tract	810800

Owner

Source: Queen Anne's County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	229 ACKERMAN RD, STEVENSVILLE, MD 21666-2263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2005 · Amount on Record
Deed Sale	Mar 31, 2005 · Amount on Record
Prior Sale	Dec 27, 1999 · Amount on Record
Deed Document Number	200550471
Deed Book / Page	1380 / 609
Transfer Doc	0013800609
Record Updated	Oct 29, 2026

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	QUEEN ANNE'S MD
Property Address	229 ACKERMAN RD, STEVENSVILLE, MD 21666-2263
Document Number	0027450194
Instrument Date	May 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 ACKERMAN RD STEVENSVILLE MD 216662263, STEVENSVILLE, MD 21666-2263

Mortgage

Document Number	0027450194
Date	Aug 2, 2017
Book Page	002745/000194

Lender

Name	FEDERAL NAT'L MTG ASSN (FNMA)
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	480 Months
Due	Aug 1, 2057

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$517,800 (+6.96%) Land $187,500 Building $330,300	$517,800 (-) Land $187,500 Building $330,300
2025	$4,355.00 (+10.96%) Homeowner's exemption	$484,100 (+16.17%)	$517,800 (+24.26%) Land $187,500 Building $330,300
2023	$3,925.00 Homeowner's exemption	$416,700 Land $166,000 Building $250,700	$416,700 Land $166,000 Building $250,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 153 policies
Nearby Flood Policies	153 in force
Nearby Flood Claims	32 (1979–2025)
Claims Outside the SFHA	10 of 32
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEVENSVILLE serves 9,155 people · EPA ID MD0170019
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20