Cape May County and Stone Harbor Borough property record for 229 86th St, Stone Harbor, NJ 08247
| Property Type | Single Family Home |
|---|---|
| Details | 933 sqft · built 1951 |
| Lot Size | 0.126 acres (5,502 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,050,000 (Jul 2024) |
| Tax Bill | $8,196 (2024) |
| Deeds & Mortgages | Feb 2022 Refinance Jan 2023 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 10-00086-03-00088 |
| Primary APN | 10-00086-03-00088 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 933 sqft Living Area |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Lot Area | 5,502 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Garage Type | Detached |
| Street Address | 229 86TH ST |
|---|---|
| City | STONE HARBOR |
| State | NJ |
| Zip | 08247-1612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Description | L90 |
| Legal Block | 86.3 |
| Legal Lot Number | 88 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | STONE HARBOR |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 20901 |
229 86th St is owned by an individual who bought it in July 2024.
Source: Cape May County and Stone Harbor Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9707 1ST AVE, STONE HARBOR, NJ 08247-1952 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance POLICE AND FIRE FEDERAL CREDIT UNTION |
| Jan 18, 2023 | Deed, Transfer · Conventional Mortgage 1ST BANK OF SEA ISLE CITY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2024 · Amount on File |
| Deed Sale | Jul 24, 2024 · Amount on File |
| Prior Sale | Feb 28, 2018 · Amount on File |
| Deed Document Number | 202443526 |
| Deed Book / Page | 4178 / 779 |
| Prior Transfer Date | May 11, 2006 |
| Prior Transfer Doc | 0032350178 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 229 86TH ST, STONE HARBOR, NJ 08247-1612 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000006623 |
|---|---|
| Date | Feb 23, 2022 |
| Book Page | M6530/598 |
| Instrument | 2022006623 |
| Name | POLICE AND FIRE FEDERAL CREDIT UNTION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Jan 18, 2023 |
| Property Address | 229 86TH ST, STONE HARBOR, NJ 08247-1612 |
| Document Number | 0000001222 |
| Book / Page | D4096 / 815 |
| Instrument Date | Jan 13, 2023 |
| Instrument | 2023001222 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2023 |
| Title Company | SHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $50.26 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 129 PHEASANT RUN RD, LINCOLN UNIVERSITY, PA 19352-8937 |
| Name | Verified Name |
|---|---|
| Address | 45 PADDOCK WAY, TRAPPE, PA 19426-2148 |
| Document Number | 0000001223 |
|---|---|
| Date | Jan 18, 2023 |
| Instrument | 2023001223 |
| Name | 1ST BANK OF SEA ISLE CITY |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Number | 0000001223 |
|---|---|
| Date | Jan 18, 2023 |
| Book Page | M6621/392 |
| Instrument | 2023001223 |
| Name | 1ST BANK OF SEA ISLE CITY |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
Source: Cape May County and Stone Harbor Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | Stone Harbor Borough |
| Unified School District | Stone Harbor Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,095,800 (-) Land $1,040,000 Building $55,800 | $1,095,800 (-) Land $1,040,000 Building $55,800 | |
| 2025 | $1,095,800 Land $1,040,000 Building $55,800 | $1,095,800 Land $1,040,000 Building $55,800 | |
| 2024 | $8,196.00 | ||
| 2023 | $1,095,800 Land $1,040,000 Building $55,800 | $1,095,800 Land $1,040,000 Building $55,800 | |
| 2022 | $7,582.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 229 86th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 1,352 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2,088 units insured incl. 736 condo units |
| Nearby Flood Claims | 1,478 (1978–2021) |
| Claims Outside the SFHA | 13 of 1,478 |
| Most Recent Claim | Dec 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 229 86th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STONE HARBOR WATER DEPT serves 30,850 people · EPA ID NJ0510001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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