229 3rd St NW, Hickory, NC 28601 Property Records

Catawba County property record for 229 3rd St NW, Hickory, NC 28601

Property Summary

Property Type	Single Family Home
Details	4,169 sqft · built 1905
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Company Names on File
Last Sale	$360,000 (Nov 2018)
Tax Bill	$2,000 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3703-18-40-8782`

Property Details

APN / Parcel Number

Primary APN	`3703-18-40-8782`
Alternative APN	`0006409`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	4,169 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Brick
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	372 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	229 3RD ST NW
City	HICKORY
State	NC
Zip	28601-4936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OI
Legal Description	229 3RD ST NW
Jurisdiction	CATAWBA NC
Township / Civil Division	HICKORY
Census Block Group	2
Census Block	2044
Census Tract	10501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Claremont High School Historic District listed 1986 · 53 contributing resources · NRIS 86003357

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Catawba County assessment roll, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	229 3RD ST NW, HICKORY, NC 28601-4936
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage LUMINATE BANK
Oct 28, 2021	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Sep 1, 2023	Intrafamily Transfer, Transfer
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLDWATER BANK NA
Nov 15, 2018	Warranty Deed, Transfer · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 15, 2018 · Amount on Record
Deed Sale	Nov 15, 2018 · Amount on Record
Prior Sale	Jun 2, 2005 · Amount on Record
Deed Document Number	201819176
Deed Book / Page	3480 / 1974
Last Transfer Date	Jan 21, 2025
Transfer Doc	0039190828
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	229 3RD ST NW, HICKORY, NC 28601-4936
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 3RD ST NW, HICKORY, NC 28601-4936

Mortgage

Document Number	0040041675
Date	Mar 11, 2026
Book Page	4004/1675
Instrument	4525

Lender

Name	LUMINATE BANK
Type	Bank
Address	MINNEAPOLIS, MN 55405

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	229 3RD ST NW, HICKORY, NC 28601-4936
Transaction Type	Mortgage
Record Updated	Dec 5, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 3RD ST NW, HICKORY, NC 28601-4936

Mortgage

Document Number	0036990606
Date	Oct 28, 2021
Book Page	3699/606
Instrument	26612

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38118

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CATAWBA NC
Recording Date	Sep 1, 2023
Property Address	229 3RD ST NW, HICKORY, NC 28601-4936
Document Number	0038291381
Book / Page	3829 / 1381
Instrument Date	Sep 1, 2023
Instrument	15662
Transaction Type	Transfer
Record Updated	Dec 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	229 3RD ST NW, HICKORY, NC 28601-4936

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	229 3RD ST NW, HICKORY, NC 28601-4936
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035660835
Date	Apr 17, 2020
Book Page	3566/835
Instrument	7176

Lender

Name	GOLDWATER BANK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Nov 15, 2018
Property Address	229 3RD ST NW, HICKORY, NC 28601-4936
Document Number	0034801974
Book / Page	003480 / 001974
Instrument Date	Nov 6, 2018
Instrument	19176
Transaction Type	Transfer
Record Updated	Dec 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	229 3RD ST SW HICKORY NC 28601, HICKORY, NC 28601

Mortgage

Document Number	34801977
Date	Nov 15, 2018
Book Page	003480/001977
Instrument	19177

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2048

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Municipality	Hickory City
Unified School District	Hickory City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$502,000 (-) Land $31,400 Building $470,600
2025	$2,000.00 (-53.31%)	$502,000 (-) Land $31,400 Building $470,600
2024	$4,284.00
2023	$4,284.00	$502,000 Land $31,400 Building $470,600	$502,000 Land $31,400 Building $470,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2013–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HICKORY serves 71,393 people · EPA ID NC0118010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Metronet.

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