229 2nd St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 229 2nd St, Troy, NY 12180

Property Summary

Property Type	Triplex
Details	6 bd · 6 ba · 3,846 sqft · built 1910
Lot Size	0.075 acres (3,250 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Mar 2025)
Tax Bill	$7,826 (2026)
Deeds & Mortgages	Jan 2024 Refinance Mar 2025 Sale & Mortgage + 2 more
APN	`381700 100.84-4-5`

Property Details

APN / Parcel Number

Primary APN	`381700 100.84-4-5`
Alternative APN	`1102960`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Stories	3 Stories
Building Area	3,846 sqft Total Area
1st Floor Area	1,276 sqft
2nd Floor Area	1,285 sqft
Upper Floors Area	1,285 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	3,250 sqft (0.075 acres)
Lot Dimensions	130 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1102960
Street Address	229 2ND ST
City	TROY
State	NY
Zip	12180-4780
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	MU1
Legal Description	3 STY BR BLDG 82-31/51
Legal Block	4
Legal Lot Number	5.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	1
Census Block	1007
Census Tract	40900

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7828 79TH ST, GLENDALE, NY 11385-7436
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance SUNMARK FCU
Mar 25, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Mar 29, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage GREGORY SWICK
Jun 28, 2019	Warranty Deed, Transfer · Conventional with PMI LOAN FUNDER LLC SERIES 7714

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2025 · Amount on Record
Deed Sale	Mar 25, 2025 · Amount on Record
Prior Sale	Mar 29, 2023 · Amount on Record
Deed Document Number	2025654159
Deed Book / Page	10920 / 63
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	229 2ND ST, TROY, NY 12180-4780
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0105720192
Date	Jan 2, 2024
Book Page	10572/192
Instrument	2023-636685

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Mar 25, 2025
Property Address	229 2ND ST, TROY, NY 12180-4780
Document Number	0109200063
Book / Page	10920 / 63
Instrument Date	Mar 10, 2025
Instrument	2025-654159
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7828 79TH ST, GLENDALE, NY 11385-7436

Mortgage

Document Number	2025654160
Date	Mar 25, 2025
Instrument	2025-654160

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Mar 29, 2023
Property Address	229 2ND ST, TROY, NY 12180-4780
Document Number	0103490174
Book / Page	10349 / 174
Instrument Date	Mar 23, 2023
Instrument	2023-625351
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 NEW LOUDON RD # STE, #, LATHAM, NY 12110-4052

Mortgage

Document Number	2023625352
Date	Mar 29, 2023
Instrument	2023-625352

Lender

Name	GREGORY SWICK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jun 28, 2019
Property Address	229 2ND ST, TROY, NY 12180-4780
Document Number	0000553232
Book / Page	008870 / 000242
Instrument Date	Jun 25, 2019
Instrument	553232
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	MARATHON TITLE AGENCY INC, MARATHON TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 721 MONROE NY 109490721, MONROE, NY 10949-0721

Mortgage

Document Number	553233
Date	Jun 28, 2019
Book Page	008870/000246
Instrument	553233

Lender

Name	LOAN FUNDER LLC SERIES 7714
Address	645 MADISON AVE # 19TH, NEW YORK, NY 10022-1010

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,826.00 (+1.57%)
2025	$7,705.00 (-37.64%)	$215,000 (+43.33%) Land $8,800 Building $206,200	$368,200 (+71.82%) Land $15,071 Building $353,129
2023		$150,000 (-) Land $8,800 Building $141,200	$214,300 (+8.58%) Land $12,572 Building $201,728
2022	$12,355.00	$150,000 Land $8,800 Building $141,200	$197,368 Land $11,579 Building $185,789

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (1996–2011)
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: Massivemesh Networks, T-Mobile.

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