229 16th St, Wilmette, IL 60091 Property Records

Cook County property record for 229 16th St, Wilmette, IL 60091

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,170 sqft · built 1918
Lot Size	0.155 acres (6,750 sqft)
Owner	Individual Name on Record
Tax Bill	$15,013 (2023)
Deeds & Mortgages	Feb 2026 Second Mortgage Oct 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-33-403-053`

Property Details

APN / Parcel Number

Primary APN	`05-33-403-053`
Alternative APN	`05-33-403-053-0000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,170 sqft Living Area

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Old Style
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,750 sqft (0.155 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	229 16TH ST
City	WILMETTE
State	IL
Zip	60091-3226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(BAUERS) ADD TO (WILMETTE) SUB OF LT1, EX W2CHS 55.5L KS OF N161FT SOUTH OF PUBLIC HWY, & LT2, EX W6.5ACS BEING W2.555CHS IN
Legal Range	13E
Legal Township	42N
Legal Section	33
Legal Subdivision	BAUERS ADD TO WILMETTE
Legal Block	4
Legal Lot Number	1
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	3
Census Block	3004
Census Tract	801100

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	229 16TH ST, WILMETTE, IL 60091-3226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST NORTHERN CU
Oct 19, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST NORTHERN CU
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	229 16TH ST, WILMETTE, IL 60091-3226
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004831068
Date	Feb 17, 2026
Instrument	2604831068

Lender

Name	FIRST NORTHERN CU
Type	Credit Union
Address	CHICAGO, IL 60606

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 17, 2031

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	229 16TH ST, WILMETTE, IL 60091-3226
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029247019
Date	Oct 19, 2023
Instrument	2329247019

Lender

Name	FIRST NORTHERN CU
Type	Credit Union
Address	CHICAGO, IL 60606

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 20, 2028

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	229 16TH ST, WILMETTE, IL 60091-3226
Transaction Type	Mortgage
Record Updated	Aug 16, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021642267
Date	Aug 4, 2021
Instrument	2121642267

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$95,000 (+31.71%) Land $21,938 Building $73,062	$950,000 (+31.71%) Land $219,380 Building $730,620
2023	$15,013.00 (+5.96%)
2022	$14,169.00 Homeowner's exemption Senior Citizen's exemption	$72,129 Land $18,562 Building $53,567	$721,290 Land $185,620 Building $535,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMETTE serves 27,650 people · EPA ID IL0313300
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

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