22898 E Saratoga Pl, Aurora, CO 80015 Property Records

Arapahoe County property record for 22898 E Saratoga Pl, Aurora, CO 80015

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,168 sqft · built 2014
Lot Size	0.121 acres (5,271 sqft)
Owner	2 Individual Names on File
Last Sale	$617,500 (May 2021)
Tax Bill	$6,539 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2073-12-4-10-011`

Property Details

APN / Parcel Number

Primary APN	`2073-12-4-10-011`
Alternative APNs	`034896368` `34896368` `896368`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,168 sqft Living Area
Gross Area	5,319 sqft
1st Floor Area	1,324 sqft
2nd Floor Area	1,844 sqft
Basement Area	1,324 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	5,271 sqft (0.121 acres)
Garage Type	Attached
Garage Area	683 sqft
Driveway	Driveway
Driveway Area	2 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	265 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	034896368
Street Address	22898 E SARATOGA PL
City	AURORA
State	CO
Zip	80015-4302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AMU
Legal Description	SUBDIVISIONCD 017489 SUBDIVISIONNAME COPPERLEAF 5TH FLG BLOCK 004 LOT 011 LOT 11 BLK 4 COPPERLEAF 5TH FLG EX M/RS
Legal Range	66W
Legal Township	5S
Legal Section	12
Legal Quarter	4
Legal Subdivision	COPPERLEAF 5TH FLG
Legal Block	004,4
Legal Lot Number	11
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTH AURORA
Census Block Group	1
Census Block	1016
Census Tract	85900

Owner

22898 E Saratoga Pl is owned and occupied by two individuals who bought it in May 2021.

Source: Arapahoe County records, as of June 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22898 E SARATOGA PL, AURORA, CO 80015-4302
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2021 · Amount on File
Deed Sale	May 24, 2021 · Amount on File
Prior Sale	Feb 12, 2015 · Amount on File
Deed Document Number	202182923
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	May 24, 2021
Property Address	22898 E SARATOGA PL, AURORA, CO 80015-4302
Document Number	00E1082923
Instrument Date	May 14, 2021
Instrument	E1082923
Transaction Type	Transfer
Record Updated	Jun 3, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	22898 E SARATOGA PL, CENTENNIAL, CO 80015-4302

Mortgage

Document Number	00E1082924
Date	May 24, 2021
Instrument	E1082924

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	22898 E SARATOGA PL, AURORA, CO 80015-4302
Document Number	00E0100650
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22898 E SARATOGA PL AURORA CO 800154302, AURORA, CO 80015-4302

Mortgage

Document Number	00E0100650
Date	Aug 7, 2020
Instrument	E0100650

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 6, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 22898 E Saratoga Pl was $6,539, up 7.1% from the year before.

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Unified School District	Cherry Creek School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,098 (-1.59%)	$733,200 (-) Land $170,000 Building $563,200
2025	$6,539.00 (+7.14%)	$45,825	$733,200 Land $170,000 Building $563,200
2024	$6,103.00
2023		$46,156	$743,900 Land $165,000 Building $578,900
2021	$4,876.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22898 E Saratoga Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22898 E Saratoga Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST CHERRY CREEK VALLEY WSD serves 66,130 people · EPA ID CO0103035
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Aerux Broadband Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Kellin Communications, T-Mobile, Verizon.

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