22892 Bluffview Dr, Athens, AL 35613 Property Records

Limestone County property record for 22892 Bluffview Dr, Athens, AL 35613

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,961 sqft · built 2018
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on File
Last Sale$515,000 (Apr 2024)
Tax Bill$1,943 (2025)
Deeds & MortgagesFeb 2021 Construction Loan
Dec 2023 Construction Loan
+ 3 more
Flood ZoneZone X (minimal risk)
APN1006230003046000

Property Details

APN / Parcel Number

Primary APN1006230003046000
Alternative APNs
  • 11008971
  • 46230

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,961 sqft Living Area
1st Floor Area2,059 sqft
Upper Floors Area902 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions159 ft deep x 90.1 ft wide
Garage TypeAttached
Garage Area765 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area318 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number11008971
Street Address22892 BLUFFVIEW DR
CityATHENS
StateAL
Zip35613-1603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range04W
Legal Township03S
Legal Section02
Legal SubdivisionTHE VILLAGE AT PINEY CREEK
Legal Lot Number46
JurisdictionLIMESTONE AL
Township / Civil DivisionATHENS
Census Block Group2
Census Block2009
Census Tract21102

Owner

22892 Bluffview Dr is owned and occupied by two individuals who bought it in April 2024.

Source: Limestone County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address22892 BLUFFVIEW DR, ATHENS, AL 35613-1603
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2021Deed of Trust, Mortgage · Construction Mortgage
TRUSTMARK NATIONAL BANK
Dec 22, 2023Intrafamily Transfer, Transfer · Construction Mortgage
UNIVERSITY BANK
Apr 16, 2024Warranty Deed, Construction Loan · Construction Mortgage
PROVIDENT FUNDING ASSOC LP
Dec 10, 2018Warranty Deed, Subdivision Related Transfer · Construction Mortgage
SIRVA MORTGAGE INC
Dec 10, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2024 · Amount on File
Deed SaleApr 16, 2024 · Amount on File
Prior SaleDec 10, 2018 · Amount on File
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLIMESTONE AL
Property Address22892 BLUFFVIEW DR, ATHENS, AL 35613-1603
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021/22351
DateFeb 26, 2021
Book Page2021/22351
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term180 Months
DueMar 1, 2036
Interest
Rate TypeFixed Rate

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLIMESTONE AL
Recording DateDec 22, 2023
Property Address22892 BLUFFVIEW DR, ATHENS, AL 35613-1603
Document Number2023/86510
Book / Page2023 / 86510
Map ReferenceMB H PG 176
Instrument DateDec 7, 2023
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address22892 BLUFFVIEW DR, ATHENS, AL 35613-1603

Transferred To (Grantee/Buyer)

NameVerified Name
Address22892 BLUFFVIEW DR, ATHENS, AL 35613-1603

Mortgage

Document Number2023086514
DateDec 22, 2023
Instrument2023/086514
Lender
NameUNIVERSITY BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term360 Months
DueDec 15, 2053
Interest
Rate TypeAdjustable Rate
Rate10%
AdjustableAdjustable Rate Rider
Type Change DateJun 7, 2020
Change Frequency6 Months
Min Rate At Change3.5%
Max Rate At Change16%
IndexOther
Max Rate16%

April 2024: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionLIMESTONE AL
Recording DateApr 16, 2024
Property Address22892 BLUFFVIEW DR, ATHENS, AL 35613-1603
Document Number2024/26220
Book / Page2024 / 26220
Map ReferenceMB H PG 176
Instrument DateNov 28, 2023
Transaction TypeConstruction Loan
Record UpdatedMar 6, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2024026222
DateApr 16, 2024
Instrument2024/026222
Lender
NamePROVIDENT FUNDING ASSOC LP
Agreement
TypeConstruction Mortgage
AmountAmount on Record

Mortgage

Document Number2024/26222
DateApr 16, 2024
Book Page2024/26222
Lender
NamePROVIDENT FUNDING ASSOC LP
TypeFunding / Finance Company
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2054

December 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLIMESTONE AL
Recording DateDec 10, 2018
Property Address22892 BLUFFVIEW DR, ATHENS, AL 35613-1603
Document Number2018/73252
Book / Page2018 / 73252
Instrument DateDec 6, 2018
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 6, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12021 SOUTHERN CHARM BLVD, MADISON, AL 35756-3663

Transferred To (Grantee/Buyer)

NameVerified Name
Address158 RIPPLING CREEK DR, MURRAY, KY 42071-4406
InvestorPossibly a Property Investor

Mortgage

Document Number2018/73254
DateDec 10, 2018
Book Page2018/73254
Lender
NameSIRVA MORTGAGE INC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term372 Months
DueJan 1, 2049
Interest
Rate TypeFixed Rate

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLIMESTONE AL
Recording DateDec 10, 2018
Property Address22892 BLUFFVIEW DR, ATHENS, AL 35613-1603
Document Number2018/73250
Book / Page2018 / 73250
Instrument DateDec 3, 2018
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address22639 OAKDALE RIDGE LN, ATHENS, AL 35613-5984

Transferred To (Grantee/Buyer)

NameVerified Name
Address12021 SOUTHERN CHARM BLVD, MADISON, AL 35756-3663
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 22892 Bluffview Dr was $1,943 with exemptions applied, down 15.5% from the year before.

Source: Limestone County assessment roll, as of March 2, 2026

Property Jurisdictions

TypeName
StateAlabama
MunicipalityAthens City
CountyLimestone County
Unified School DistrictAthens City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,943.00 (-15.48%) Homeowner's exemption Senior Citizen's exemption$58,820 (-)$588,200 (-) Land $53,200 Building $535,000
2024$2,299.00 (+4.74%) Homeowner's exemption$58,820 (+4.66%)$588,200 (+4.68%) Land $53,200 Building $535,000
2023$2,195.00 (+27.47%) Homeowner's exemption$56,200 (+26.63%)$561,900 (+26.67%) Land $47,500 Building $514,400
2022$1,722.00 Homeowner's exemption$44,380$443,600 Land $51,300 Building $392,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22892 Bluffview Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22892 Bluffview Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATHENS UTILITIES
serves 43,431 people · EPA ID AL0000824
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityChlorine dioxide
resolved · Dec 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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