2289 Surf Rd, Unit B8, Panacea, FL 32346 Property Records

Wakulla County property record for 2289 Surf Rd, Unit B8, Panacea, FL 32346

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,440 sqft · built 1992
Lot Size	0.023 acres (1,037 sqft)
Owner	Trust Name on Record
Tax Bill	$1,505 (2025)
Deeds & Mortgages	Dec 2020 Transfer
Flood Zone	Zone VE (high risk)
APN	`02-6S-02W-033-03660-B08`

Property Details

APN / Parcel Number

Primary APN	`02-6S-02W-033-03660-B08`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,440 sqft Heated Area
Gross Area	2,664 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1994
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	1,037 sqft (0.023 acres)
Garage Type	Finished
Garage Area	720 sqft
Porch	Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2289 SURF RD UNIT B8, B8
City	PANACEA
State	FL
Zip	32346-2659
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BAYSIDE VILLAS OF PANACEA BUILDING B UNIT 8 OR 87 P 988 OR 90 P 605-610 OR 110 P 524 OR 106 P 586 OR 187 P 575 OR 261 P 674 O
Legal Range	02W
Legal Township	06S
Legal Section	02
Legal Unit	8
Jurisdiction	WAKULLA FL
Township / Civil Division	WEST WAKULLA
Census Block Group	2
Census Block	2058
Census Tract	10102

Owner

Source: Wakulla County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	2289 SURF RD UNIT B8, B8, PANACEA, FL 32346-2659
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Dec 18, 2017 · Amount on Record
Last Transfer Date	Dec 14, 2020
Transfer Doc	0000386047
Record Updated	Jun 8, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKULLA FL
Recording Date	Dec 14, 2020
Property Address	2289 SURF RD UNIT B08, B08, PANACEA, FL 32346-2659
Document Number	0000386047
Book / Page	001183 / 000197
Instrument Date	Nov 30, 2020
Instrument	386047
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	37518 NEUKOM AVE ZEPHYRHILLS FL 335417697, ZEPHYRHILLS, FL 33541-7697

Tax Assessment & Valuation

Source: Wakulla County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Wakulla County
Unified School District	Wakulla County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,505.00 (+5.54%) Homeowner's exemption Additional exemption filed	$162,954 (+2.9%)	$232,021 (+33.6%) Building $232,021
2024	$1,426.00 (+3.94%) Homeowner's exemption Additional exemption filed	$158,362 (+3%)	$173,671 (+1.32%) Building $173,671
2023	$1,372.00 (-36.66%) Homeowner's exemption Additional exemption filed	$153,750 (+4%)	$171,410 (+15.95%) Building $171,410
2022	$2,166.00	$147,835 Building $147,835	$147,835 Building $147,835

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	19.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 73 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	101 units insured incl. 28 condo units
Nearby Flood Claims	15 (2005–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 11 claims Hurricane Hermine, Sep 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANACEA AREA WATER SYSTEM serves 3,020 people · EPA ID FL1650514
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Surf Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures