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2289 Surf Rd, Unit B1, Panacea, FL 32346 Property Records

Wakulla County property record for 2289 Surf Rd, Unit B1, Panacea, FL 32346

Property Summary

Property TypeCondominium
Details2 bd · 3 ba · 1,440 sqft · built 1992
Lot Size0.023 acres (1,037 sqft)
Owner2 Individual Names on Record
Last Sale$255,000 (Dec 2022)
Tax Bill$1,487 (2025)
Deeds & MortgagesDec 2022 Sale
Flood ZoneZone VE (high risk)
APN02-6S-02W-033-03660-B01

Property Details

APN / Parcel Number

Primary APN02-6S-02W-033-03660-B01

Interior

Bedrooms2 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,440 sqft Heated Area
Gross Area3,848 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeConcrete
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsbestos
Lot Area1,037 sqft (0.023 acres)
Garage TypeFinished
Garage Area720 sqft
PorchPorch
Porch Area1,480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2289 SURF RD UNIT B1, B1
CityPANACEA
StateFL
Zip32346-2659
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionBAYSIDE VILLAS OF PANACEA BUILDING B UNIT 1 OR 90 P 605-610 & OR 97 P 557 OR 730 P 691 OR 901 P 598 DC OR 1269 P 794 OR 1294
Legal Range02W
Legal Township06S
Legal Section02
Legal SubdivisionBAYSIDE VILLAS/PANACEA
Legal Lot Number2
Legal Unit1
JurisdictionWAKULLA FL
Township / Civil DivisionWEST WAKULLA
Census Block Group2
Census Block2058
Census Tract10102

Owner

Source: Wakulla County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address2289 SURF RD UNIT B1, B1, PANACEA, FL 32346-2659
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleDec 19, 2022 · Amount on Record
Deed SaleDec 19, 2022 · Amount on Record
Prior SaleOct 10, 2007
Deed Document Number412654
Deed Book / Page1294 / 735
Record UpdatedJun 8, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAKULLA FL
Recording DateDec 19, 2022
Property Address2289 SURF RD UNIT B1, B1, PANACEA, FL 32346-2659
Document Number0000412654
Book / Page1294 / 735
Map ReferenceMB 88 PG 1-87
Instrument DateDec 9, 2022
Instrument412654
Transaction TypeTransfer
Record UpdatedJan 20, 2026
Title CompanyWAKULLA TITLE COMPANY INC

Transaction

AmountAmount Recorded
Tax$1,785.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 361, PANACEA, FL 32346-0361

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2289 SURF RD # B1, B1, PANACEA, FL 32346-2659

Tax Assessment & Valuation

Source: Wakulla County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWakulla County
Unified School DistrictWakulla County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,487.00 (+5.61%) Homeowner's exemption Additional exemption filed$161,588 (+2.9%)$291,475 (+33.51%) Building $291,475
2024$1,408.00 (+3.91%) Homeowner's exemption Additional exemption filed$157,034 (+3%)$218,313 (-1.28%) Building $218,313
2023$1,355.00 (+41.29%) Homeowner's exemption Additional exemption filed$152,460 (+53.9%)$221,143 (+27.03%) Building $221,143
2022$959.00 Homeowner's exemption Widower's exemption$99,065$174,087 Building $174,087

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation19.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 73 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies101 units insured
incl. 28 condo units
Nearby Flood Claims15 (2005–2018)
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Hurricane Michael, Oct 2018 · 11 claims
  • Hurricane Hermine, Sep 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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