Wakulla County property record for 2289 Surf Rd, #B10, Panacea, FL 32346
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 3 ba · 1,440 sqft · built 1992 |
| Lot Size | 0.023 acres (1,037 sqft) |
| Owner | Trust Name on Record |
| Tax Bill | $2,999 (2025) |
| Deeds & Mortgages | May 2019 Sale |
| Flood Zone | Zone VE (high risk) |
| APN | 02-6S-02W-033-03660-B10 |
| Primary APN | 02-6S-02W-033-03660-B10 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Heated Area |
| Gross Area | 2,664 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 1,037 sqft (0.023 acres) |
| Garage Type | Finished |
| Garage Area | 720 sqft |
| Porch | Porch |
| Porch Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2289 SURF RD # B10, B10 |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-2658 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | BAYSIDE VILLAS OF PANACEA BUILDING B UNIT 10 OR 87 P 988 & OR 90 P 605-610 OR 110 P.524 OR 106 P.586 OR 218 P 789 OR 273 P 64 |
| Legal Range | 02W |
| Legal Township | 06S |
| Legal Section | 02 |
| Legal Subdivision | BAYSIDE VILLAS/PANACEA |
| Legal Lot Number | 2 |
| Legal Unit | 10 |
| Jurisdiction | WAKULLA FL |
| Township / Civil Division | WEST WAKULLA |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 10102 |
Source: Wakulla County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | PO BOX 35, LLOYD, FL 32337-0035 |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Prior Sale | Apr 17, 2003 · Amount on Record |
| Last Transfer Date | May 17, 2019 |
| Transfer Doc | 0000368995 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKULLA FL |
| Recording Date | May 17, 2019 |
| Property Address | 2289 SURF RD # B10, B10, PANACEA, FL 32346-2658 |
| Document Number | 0000368995 |
| Book / Page | 001110 / 000373 |
| Instrument Date | May 9, 2019 |
| Instrument | 368995 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | PO BOX 35 LLOYD FL 323370035, LLOYD, FL 32337-0035 |
Source: Wakulla County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Wakulla County |
| Unified School District | Wakulla County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,999.00 (+17.38%) | $225,412 (+29.79%) Building $225,412 | $225,412 (+29.79%) Building $225,412 |
| 2024 | $2,555.00 (+3.65%) | $173,671 (+1.32%) Building $173,671 | $173,671 (+1.32%) Building $173,671 |
| 2023 | $2,465.00 (+12.66%) | $171,410 (+15.95%) Building $171,410 | $171,410 (+15.95%) Building $171,410 |
| 2022 | $2,188.00 | $147,835 Building $147,835 | $147,835 Building $147,835 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 19.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 73 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 101 units insured incl. 28 condo units |
| Nearby Flood Claims | 15 (2005–2018) |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 58% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANACEA AREA WATER SYSTEM serves 3,020 people · EPA ID FL1650514 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2024) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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