2289 Commonwealth Ave, Saint Paul, MN 55108 Property Records

Ramsey County property record for 2289 Commonwealth Ave, Saint Paul, MN 55108

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,583 sqft · built 1925
Lot Size	0.132 acres (5,750 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,726 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jun 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-29-23-43-0013`

Property Details

APN / Parcel Number

Primary APN	`20-29-23-43-0013`
Alternative APNs	`8568404` `631687`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,583 sqft Living Area
1st Floor Area	1,228 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1990
Architectural Style	Bungalow
Exterior Material	Combination
Construction Type	Wood
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	631687
Street Address	2289 COMMONWEALTH AVE
City	SAINT PAUL
State	MN
Zip	55108-1602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST ANTHONY PARK NORTH EX NELY 5 FT OF FRONT 97 FT NELY 5O FT OF LOT 18 BLK 38
Legal Range	23
Legal Township	29
Legal Section	20
Legal Subdivision	ST ANTHONY PARK NORTH
Legal Block	38
Legal Lot Number	18
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	4
Census Block	4001
Census Tract	30100

Owner

2289 Commonwealth Ave is owned and occupied by two individuals.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2289 COMMONWEALTH AVE, SAINT PAUL, MN 55108-1602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU
Jun 8, 2021	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL FCU
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FINANCIAL FCU
Nov 5, 2018	Deed of Trust, Mortgage · Line of Credit FIREFLY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2289 COMMONWEALTH AVE, SAINT PAUL, MN 55108-1602
Transaction Type	Mortgage
Record Updated	May 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2289 COMMONWEALTH AVE, SAINT PAUL, MN 55108-1602

Mortgage

Document Number	0T02754261
Date	May 18, 2023
Instrument	T02754261

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 17, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2289 COMMONWEALTH AVE, SAINT PAUL, MN 55108-1602
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02702222
Date	Jun 8, 2021
Instrument	T02702222

Lender

Name	TRUSTONE FINANCIAL FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2289 COMMONWEALTH AVE, SAINT PAUL, MN 55108-1602
Transaction Type	Mortgage
Record Updated	Apr 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02696406
Date	Apr 14, 2021
Instrument	T02696406

Lender

Name	TRUSTONE FINANCIAL FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2289 COMMONWEALTH AVE, SAINT PAUL, MN 55108-1602
Document Number	0002629750
Instrument Date	Nov 5, 2018
Transaction Type	Mortgage
Record Updated	Dec 27, 2018
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2289 COMMONWEALTH AVE ST PAUL MN 551081602, ST PAUL, MN 55108-1602

Mortgage

Document Number	0002629750
Date	Dec 11, 2018
Instrument	2629750

Lender

Name	FIREFLY FCU
Address	BURNSVILLE, MN 55337

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 10, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2289 Commonwealth Ave was $8,726.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$524,900 Land $119,700 Building $405,200	$524,900 Land $119,700 Building $405,200
2025	$8,726.00
2023	$8,376.00	$510,100 Land $119,700 Building $390,400	$510,100 Land $119,700 Building $390,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2289 Commonwealth Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2289 Commonwealth Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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