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2289 Cedar Point Ct, Elgin, IL 60123 Property Records

Kane County property record for 2289 Cedar Point Ct, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1993
Square Footage2,266 sqft Living Area
Lot Size10,019 sqft (0.23 acres)
GarageAttached
OccupancyOwner Occupied
Tax Bill$9,882.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-33-128-017

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area2,266 sqft Living Area
Gross Area3,269 sqft Gross Area
Basement Area1,003 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Lot Area10,019 sqft (0.23 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Water SourceCommercial Water Source

Location & Zoning

Street Address2289 CEDAR POINT CT
CityELGIN
StateIL
Zip60123-8860
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWOODBRIDGE SOUTH PHASE 2 LOT 244
Legal SubdivisionWOODBRIDGE SOUTH
Legal Phase2
Legal Block4
Legal Lot Number244
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup4
Census Block4003
Census Tract851907

Owner

Source: Kane County records · APN 06-33-128-017

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2289 CEDAR POINT CT, ELGIN, IL 60123-8860
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 14, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE
Aug 30, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
GENEVA FINANCIAL LLC
Jan 19, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 15, 2025
Deed SaleSep 15, 2025
Prior SaleAug 11, 2004 · Amount on Record
Deed Doc Number202535429
Prior Transfer DateAug 25, 2025
Prior Transfer Doc0000035429
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Recording DateMay 14, 2026
Property Address2289 CEDAR POINT CT, ELGIN, IL 60123-8860
Document Number0000019954
Instrument DateMar 16, 2026
Instrument202619954
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2289 CEDAR POINT CT, ELGIN, IL 60123-8860

Mortgage

Document Number0000019954,
DateMay 14, 2026
Instrument202619954
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2056
Interest
Rate5.12%
Max Rate-1%

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2289 CEDAR POINT CT, ELGIN, IL 60123-8860
Transaction TypeMortgage
Record UpdatedSep 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000043539
DateAug 30, 2022
Instrument2022K043539
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
AddressCHANDLER, AZ 85225
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052
Interest
Rate TypeFixed Rate
Rate5.62%

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2289 CEDAR POINT CT, ELGIN, IL 60123-8860
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004316
DateJan 19, 2021
Instrument2021K004316
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051
Interest
Rate TypeFixed Rate
Rate3.12%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,882.00 (+4.05%) Homeowner's exemption
2024$9,497.00 (+11.36%)$126,675 (+21.39%) Land $28,317 Building $98,358$380,177 (+21.44%) Land $84,985 Building $295,192
2022$8,528.00 (+4.41%) Homeowner's exemption$104,350 (+6.96%) Land $23,326 Building $81,024$313,050 (+6.96%) Land $69,978 Building $243,072
2021$8,168.00 Homeowner's exemption$97,560 Land $21,808 Building $75,752$292,680 Land $65,424 Building $227,256

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 3% of the US · above 21% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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