22889 Prospect Ave, Armada, MI 48005 Property Records

Macomb County property record for 22889 Prospect Ave, Armada, MI 48005

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,114 sqft · built 1880
Lot Size	0.461 acres (20,081 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Jan 2021)
Tax Bill	$3,656 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-02-23-276-010`

Property Details

APN / Parcel Number

Primary APN	`25-02-23-276-010`
Alternative APN	`0223276010`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Building Area	2,114 sqft Living Area
1st Floor Area	1,256 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Wood Siding
Lot Area	20,081 sqft (0.461 acres)
Lot Dimensions	261 ft deep x 77 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	22889 PROSPECT AVE
City	ARMADA
State	MI
Zip	48005-7718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	V-R1
Legal Description	02 23 276 010 22889 PROSPECT MI 48005 VILLAGE OF ARMADA ASSESSORS PLAT NO 2 LOT 31.
Legal Subdivision	VILLAGE
Legal Lot Number	31
Jurisdiction	MACOMB MI
Township / Civil Division	ARMADA
Census Block Group	2
Census Block	2018
Census Tract	212000

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	22889 PROSPECT AVE, ARMADA, MI 48005-7718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage KELLER MORTGAGE LLC
Jan 20, 2021	Warranty Deed, Transfer
Nov 9, 2017	Deed of Trust, Mortgage MICHIGAN SCHOOLS & GOV'T CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2021 · Amount on File
Deed Sale	Jan 20, 2021 · Amount on File
Deed Document Number	20219792
Deed Book / Page	27346 / 19
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	22889 PROSPECT AVE, ARMADA, MI 48005-7718
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	67567 GLEASON ST, RICHMOND, MI 48062-1638

Mortgage

Document Number	0000144858
Date	Nov 23, 2020
Book Page	27188/347
Instrument	2144858

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company
Address	DUBLIN, OH 43016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jan 20, 2021
Property Address	22889 PROSPECT AVE, ARMADA, MI 48005-7718
Document Number	0000109792
Book / Page	27346 / 19
Map Reference	LB 16 PG 30
Instrument Date	Nov 17, 2020
Instrument	2109792
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount on Record
Tax	$1,935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22889 PROSPECT AVE, 22889, ARMADA, MI 48005-7718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22889 PROSPECT AVE, ARMADA, MI 48005-7718

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	22889 PROSPECT AVE, ARMADA, MI 48005-7718
Document Number	0000135989
Book / Page	025063 / 000573
Instrument Date	Nov 9, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22889 PROSPECT AVE ARMADA MI 480057718, ARMADA, MI 48005-7718

Mortgage

Document Number	0000135989
Date	Nov 16, 2017
Book Page	025063/000573
Instrument	135989

Lender

Name	MICHIGAN SCHOOLS & GOV'T CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 15, 2032

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Armada Village
County	Macomb County
County Subdivision	Armada Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,500 (+18.11%)	$253,000 (+18.11%)
2025	$3,656.00 (+30.66%)
2023		$107,100	$214,200
2022	$2,798.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ARMADA serves 1,794 people · EPA ID MI0000240
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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