22888 Simon Rd, Bernard, IA 52032 Property Records

Dubuque County property record for 22888 Simon Rd, Bernard, IA 52032

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,344 sqft · built 1981
Lot Size	37.8 acres (1,648,746 sqft)
Owner	2 Individual Names on Record
Last Sale	$908,700 (Feb 2020)
Tax Bill	$2,336 (2024)
Deeds & Mortgages	Mar 2020 Mortgage Jan 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`19-14-300-001`

Property Details

APN / Parcel Number

Primary APN	`19-14-300-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1981
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	1,648,746 sqft (37.8 acres)
Garage Type	Detached
Garage Area	192 sqft
Granary	Granary
Quonset Hut	Quonset Hut

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	22888 SIMON RD
City	BERNARD
State	IA
Zip	52032-9609
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	CO
Legal Description	NW SW - SEC 14 T87N R1W;
Legal Range	01W
Legal Township	87N
Legal Section	14
Jurisdiction	DUBUQUE IA
Township / Civil Division	WHITEWATER
Census Block Group	3
Census Block	3065
Census Tract	10300

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	240 AERIES AVE, CASCADE, IA 52033-7770
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2020	Quit Claim Deed, Transfer MISCELLANEOUS GOVT AGCY
Jan 23, 2019	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2020 · Amount on Record
Deed Sale	Feb 21, 2020 · Amount on Record
Deed Document Number	0000202526
Record Updated	Jun 7, 2026

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUBUQUE IA
Recording Date	Mar 2, 2020
Property Address	22888 SIMON RD, BERNARD, IA 52032-9609
Document Number	0000002527
Instrument Date	Feb 19, 2020
Instrument	2527
Transaction Type	Transfer
Record Updated	Apr 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	240 AERIES AVE CASCADE IA 520337770, CASCADE, IA 52033-7770

Mortgage

Document Number	2528
Date	Mar 2, 2020
Instrument	2528

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	EPWORTH, IA 52045

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Mar 1, 2060

Interest

Rate	2.5%

January 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	DUBUQUE IA
Recording Date	Jan 23, 2019
Property Address	22888 SIMON RD, BERNARD, IA 52032-9609
Document Number	0000000824
Instrument Date	Jan 22, 2019
Instrument	824
Transaction Type	Transfer
Record Updated	Feb 4, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5488 KARPER HARBOR RD FARLEY IA 520469424, FARLEY, IA 52046-9424

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Western Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$211,357 (+13.08%) Land $63,857 Building $147,500	$211,357 (+13.08%) Land $63,857 Building $147,500
2024	$2,336.00 (+13.29%)
2023		$186,905 Land $50,305 Building $136,600	$186,905 Land $50,305 Building $136,600
2022	$2,062.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Jul 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 64% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cascade Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

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