Freeborn County property record for 22888 Bluegrass Rd, Albert Lea, MN 56007
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1976 |
| Lot Size | 9.54 acres (415,562 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,618 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13.031.0490 |
| Primary APN | 13.031.0490 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 832 sqft |
| Finished Basement | 832 sqft |
| Unfinished Basement | 1,344 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Split Level |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 415,562 sqft (9.54 acres) |
| Garage Type | Detached |
| Garage Area | 448 sqft |
| Deck Area | 680 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 22888 BLUEGRASS RD |
|---|---|
| City | ALBERT LEA |
| State | MN |
| Zip | 56007-4706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-31 TWP-103 RANGE-021 9.54 AC S1/2 N1/2 NW1/4 NE1/4 EXC BEG SW COR TH N 100 FT E 200 FT S 100 FT W 200 FT TO POB. 31 103 |
| Legal Range | 21 |
| Legal Township | 103 |
| Legal Section | 31 |
| Jurisdiction | FREEBORN MN |
| Township / Civil Division | BANCROFT |
| Census Block Group | 1 |
| Census Block | 1088 |
| Census Tract | 180700 |
22888 Bluegrass Rd is owned and occupied by an individual.
Source: Freeborn County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22888 BLUEGRASS RD, ALBERT LEA, MN 56007-4706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Apr 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ACCENTRA CU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEBORN MN |
| Property Address | 22888 BLUEGRASS RD, ALBERT LEA, MN 56007-4706 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | A550236 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | A550236 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEBORN MN |
| Property Address | 22888 BLUEGRASS RD, ALBERT LEA, MN 56007-4706 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | A548248 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | A548248 |
| Name | ACCENTRA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 1, 2031 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 22888 Bluegrass Rd was $3,618 with a homeowner's exemption.
Source: Freeborn County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Freeborn County |
| County Subdivision | Bancroft Township |
| Unified School District | Albert Lea Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,618.00 Homeowner's exemption | $345,100 Land $102,700 Building $242,400 | $345,100 Land $102,700 Building $242,400 |
| 2025 | $3,618.00 | ||
| 2023 | $3,020.00 Homeowner's exemption | $317,600 Land $100,000 Building $217,600 | $317,600 Land $100,000 Building $217,600 |
| 2020 | $2,438.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22888 Bluegrass Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 26, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 22888 Bluegrass Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Winnebago Cooperative Telecom Association Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
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