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22884 Forest Ridge Dr, Estero, FL 33928 Property Records

Lee County property record for 22884 Forest Ridge Dr, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,457 sqft · built 1998
Lot Size0.197 acres (8,594 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (May 2013)
Tax Bill$3,712 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Jan 2021 Mortgage
Flood ZoneZone AE (high risk)
APN04-47-25-E4-2600A.0120

Property Details

APN / Parcel Number

Primary APN04-47-25-E4-2600A.0120
Alternative APNs
  • 250447E42600A0120
  • 044725260000A0120
  • 10441940

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,457 sqft Living Area
Gross Area3,710 sqft
1st Floor Area2,211 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1999
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area8,594 sqft (0.197 acres)
Garage TypeAttached
Garage Area858 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area182 sqft
Patio Area246 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10441940
Street Address22884 FOREST RIDGE DR
CityESTERO
StateFL
Zip33928-4327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMARSH LANDING PH II PB 60 PG 92 BLK A LOT 12
Legal Range25E
Legal Township47S
Legal Section04
Legal SubdivisionMARSH LANDING
Legal Phase2
Legal TractE4
Legal BlockA
Legal Lot Number12
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group2
Census Block2001
Census Tract50320

Owner

22884 Forest Ridge Dr is owned and occupied by an individual who acquired it in May 2014.

Source: Lee County records, as of April 13, 2026

Owner of RecordIndividual Name on File
Mailing Address22884 FOREST RIDGE DR, ESTERO, FL 33928-4327
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2023Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Jan 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MTG CORP ISAOA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 3, 2013 · Amount on File
Deed SaleMay 3, 2013 · Amount on File
Prior SaleJan 24, 2005 · Amount on File
Deed Document Number2013104154
Last Transfer DateMay 2, 2014
Transfer Doc0000106301
Record UpdatedJun 8, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address22884 FOREST RIDGE DR, ESTERO, FL 33928-4327
Transaction TypeMortgage
Record UpdatedAug 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address22884 FOREST RIDGE DR, ESTERO, FL 33928-4327

Mortgage

Document Number0000253191
DateJul 26, 2023
Instrument2023000253191
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueAug 4, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address22884 FOREST RIDGE DR, ESTERO, FL 33928-4327
Document Number0000029192
Instrument DateJan 16, 2021
Transaction TypeMortgage
Record UpdatedFeb 17, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address22884 FOREST RIDGE DR ESTERO FL 339284327, ESTERO, FL 33928-4327

Mortgage

Document Number0000029192
DateJan 28, 2021
Instrument29192
Lender
NameBETTER MTG CORP ISAOA
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJan 27, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 22884 Forest Ridge Dr was $3,712 with a homeowner's exemption.

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,712.00 Homeowner's exemption$297,176$534,247 Land $87,049 Building $447,198
2023$3,459.00 (-0.95%) Homeowner's exemption$280,389 (+3%)$429,287 (+19.87%) Land $188,717 Building $240,570
2022$3,492.00 Homeowner's exemption$272,222$358,142 Land $81,457 Building $276,685

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22884 Forest Ridge Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 105 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies221 units insured
incl. 116 condo units
Nearby Flood Claims3 (2017–2022)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22884 Forest Ridge Dr is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBONITA SPRINGS UTILITIES
serves 76,033 people · EPA ID FL5360025
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Summit Broadband
Fiber		40,000 / 40,000
Xfinity
Cable		2,000 / 250
Starlink
Satellite		280 / 30

May also be available: Hotwire Communications, T-Mobile, Verizon.

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