Cecil County property record for 2288 Oldfield Point Rd, Elkton, MD 21921
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,578 sqft · built 1971 |
| Lot Size | 5.3 acres (230,868 sqft) |
| Owner | Individual Name on File |
| Last Sale | $495,000 (Sep 2025) |
| Tax Bill | $5,198 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-022854 |
| Primary APN | 03-022854 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,578 sqft Total Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 230,868 sqft (5.3 acres) |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 825 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 54 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 022854 |
|---|---|
| Street Address | 2288 OLDFIELD POINT RD |
| City | ELKTON |
| State | MD |
| Zip | 21921-6722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | 5.309 ACRES 2288 OLDFIELD POINT ROAD S/W OF ELKTON |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 3, ELKTON |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 30503 |
Source: Cecil County records · APN 03-022854
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2288 OLDFIELD POINT RD, ELKTON, MD 21921-6722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 23, 2025 · Amount on Record |
| Deed Sale | Sep 23, 2025 · Amount on Record |
| Prior Sale | Oct 08, 1993 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Sep 23, 2025 |
| Property Address | 2288 OLDFIELD POINT RD, ELKTON, MD 21921-6722 |
| Document Number | 0056750009 |
| Book / Page | 5675 / 9 |
| Instrument Date | Sep 12, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 03, 2025 |
| Title Company | HOLDEN TITLE AND ESCROW LLC, WOLFE TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,237.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 2288 OLDFIELD POINT RD, ELKTON, MD 21921-6722 |
| Document Number | 0000567516 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 5675/16 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $568,367 (+1.91%) | $579,000 (-) Land $408,600 Building $170,400 | |
| 2025 | $5,198.00 (+32.4%) Homeowner's exemption | $557,733 (+2.65%) | $579,000 (+5.83%) Land $408,600 Building $170,400 |
| 2023 | $3,926.00 Homeowner's exemption | $543,333 | $547,100 Land $408,600 Building $138,500 |
Source: FEMA National Flood Hazard Layer, Cecil County (24015C), as of May 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240150305033, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1981–2020) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
Based on FCC filings for 59 locations within half a mile of this property.
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