Madison County property record for 2288 Lancaster Rd, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,144 sqft |
| Lot Size | 4.94 acres (215,622 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (May 2020) |
| Tax Bill | $4,139 (2025) |
| Deeds & Mortgages | May 2020 Sale & Mortgage Nov 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0044-0000-0005-DA |
| Primary APN | 0044-0000-0005-DA |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,144 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Wood |
|---|---|
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 215,622 sqft (4.94 acres) |
| Garage Type | Attached |
| Garage Area | 607 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 292 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 73221 |
|---|---|
| Street Address | 2288 LANCASTER RD |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 1 (4.95 ACRES) |
| Legal Tract | 1 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | KIRKSVILLE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 10802 |
2288 Lancaster Rd is owned and occupied by an individual who bought it in May 2020.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2288 LANCASTER RD, RICHMOND, KY 40475-8808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 29, 2020 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Nov 30, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST SOUTHERN NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2020 · Amount on File |
| Deed Sale | May 29, 2020 · Amount on File |
| Deed Document Number | 2014012957 |
| Deed Book / Page | D00788 / 432 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 29, 2020 |
| Property Address | 2288 LANCASTER RD, RICHMOND, KY 40475-8808 |
| Document Number | D00788/432 |
| Book / Page | D00788 / 432 |
| Map Reference | CAB 7 PG 166 |
| Instrument Date | May 27, 2020 |
| Instrument | 2014012957 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107A BATTLEFIELD CIR, 107A, RICHMOND, KY 40475-8841 |
| Name | Verified Name |
|---|---|
| Address | 2288 LANCASTER RD, RICHMOND, KY 40475-8808 |
| Document Number | 2014012958 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 2014012958 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 2288 LANCASTER RD, RICHMOND, KY 40475-8808 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2018 |
| Name | Verified Name |
|---|
| Document Number | M01836/571 |
|---|---|
| Date | Nov 30, 2018 |
| Book Page | M01836/571 |
| Instrument | 2013985335 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 14, 2043 |
The 2025 property tax bill for 2288 Lancaster Rd was $4,139 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,139.00 Additional exemption filed | $439,000 | $439,000 |
| 2023 | $4,122.00 | $425,000 | $425,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2288 Lancaster Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2015–2026) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2288 Lancaster Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people · EPA ID KY0760672 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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