2287 Isaac St, Concord, NC 28027 Property Records

Cabarrus County property record for 2287 Isaac St, Concord, NC 28027

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,238 sqft · built 2014
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$265,000 (Aug 2014)
Tax Bill$4,396 (2023)
Deeds & MortgagesJan 2018 Mortgage
Mar 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03014D0087.000000

Property Details

APN / Parcel Number

Primary APN03014D0087.000000
Alternative APNs
  • 4672 81 7286
  • 96454

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,238 sqft Living Area
Gross Area4,487 sqft
1st Floor Area1,454 sqft
Upper Floors Area1,784 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialAluminum/Vinyl
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions140 ft deep x 60 ft wide
Garage TypeMixed
Garage Area462 sqft
DrivewayConcrete Driveway
Driveway Area800 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area115 sqft
Patio Area672 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number96454
Street Address2287 ISAAC ST
CityCONCORD
StateNC
Zip28027-7907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR18
Legal DescriptionLT 87 PELHEM POINTE
Legal SubdivisionPELHEM POINT
Legal Lot Number87
JurisdictionCABARRUS NC
Township / Civil Division3, ODELL
Census Block Group1
Census Block1042
Census Tract41301

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2287 ISAAC ST, CONCORD, NC 28027-7907
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP
Mar 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP
May 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2014 · Amount on Record
Deed SaleAug 18, 2014 · Amount on Record
Prior SaleJul 3, 2012 · Amount on Record
Deed Book / Page11077 / 177
Record UpdatedOct 29, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address2287 ISAAC ST, CONCORD, NC 28027-7907
Transaction TypeMortgage
Record UpdatedAug 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0012857298
DateJan 26, 2018
Book Page12857/0298
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressATLANTA, GA 30326
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2048

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address2287 ISAAC ST, CONCORD, NC 28027-7907
Transaction TypeMortgage
Record UpdatedAug 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014089264
DateMar 30, 2020
Book Page14089/264
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressATLANTA, GA 30326
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2035

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address2287 ISAAC ST, CONCORD, NC 28027-7907
Transaction TypeMortgage
Record UpdatedAug 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0015146128
DateMay 5, 2021
Book Page15146/128
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressENGLEWOOD, CO 80111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2036

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$533,630 (+65.3%) Land $114,000 Building $419,630
2024$533,630 (+65.3%) Land $114,000 Building $419,630
2023$4,396.00$322,820 Land $60,000 Building $262,820$322,820 Land $60,000 Building $262,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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