DeSoto County property record for 2287 Hwy 301 S, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,396 sqft · built 2024 |
| Lot Size | 2.07 acres (90,169 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,655 (Nov 2024) |
| Tax Bill | $2,103 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Nov 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-09-5-16-06-0-00001-00 |
| Primary APN | 3-09-5-16-06-0-00001-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,396 sqft Adjusted Area |
| 1st Floor Area | 1,603 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 90,169 sqft (2.07 acres) |
| Street Address | 2287 HIGHWAY 301 S |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-8582 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | HIGHLAND MINOR LOT LOT 1 |
| Legal Range | 009 |
| Legal Township | 03S |
| Legal Section | 16 |
| Legal Subdivision | HIGHLAND MINOR LOT |
| Legal Lot Number | 1 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 71200 |
2287 Hwy 301 S is owned and occupied by two individuals who bought it in November 2024.
Source: DeSoto County records, as of March 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2287 HIGHWAY 301 S, HERNANDO, MS 38632-8582 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2023 | Deed of Trust, Mortgage · Commercial Mortgage CADENCE BANK NA |
| Nov 12, 2024 | Deed of Trust, Mortgage · Conventional Mortgage CME LENDING GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2024 · Amount on File |
| Deed Sale | Nov 12, 2024 · Amount on File |
| Prior Sale | Apr 6, 2023 |
| Deed Book / Page | 1024 / 20634 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 2287 HIGHWAY 301 S, HERNANDO, MS 38632-8582 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 6814 CRUMPLER BLVD 200, 200, OLIVE BRANCH, MS 38654-1995 |
| Document Number | 5660/85922 |
|---|---|
| Date | Sep 15, 2023 |
| Book Page | 5660/85922 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | OLIVE BRANCH, MS 38654 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 10 Months |
| Due | Jul 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 2287 HIGHWAY 301 S, HERNANDO, MS 38632-8582 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2287 HIGHWAY 301 S, HERNANDO, MS 38632-8582 |
| Document Number | 5661/112448 |
|---|---|
| Date | Nov 12, 2024 |
| Book Page | 5661/112448 |
| Name | CME LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERTON, IN 46304 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2039 |
The 2025 property tax bill for 2287 Hwy 301 S was $2,103.
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,103.00 | $28,786 Land $4,500 Building $24,286 | $287,863 Land $45,000 Building $242,863 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2287 Hwy 301 S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2287 Hwy 301 S is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 50% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EUDORA UTILITIES ASSOCIATION public/private · serves 3,749 people · EPA ID MS0170006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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