2287 Dutch Rd, Mount Pleasant, NC 28124 Property Records

Cabarrus County property record for 2287 Dutch Rd, Mount Pleasant, NC 28124

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,864 sqft · built 2017
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,188 (2023)
Deeds & Mortgages	Mar 2024 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5691 66 0612`

Property Details

APN / Parcel Number

Primary APN	`5691 66 0612`
Alternative APNs	`07010 0027.400000` `112155`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,864 sqft Living Area
Gross Area	3,151 sqft
1st Floor Area	1,588 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Lot Dimensions	327 ft deep x 548 ft wide
Garage Type	Mixed
Garage Area	1,237 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	336 sqft
Deck Area	434 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	112155
Street Address	2287 DUTCH RD
City	MOUNT PLEASANT
State	NC
Zip	28124-7669
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AO
Legal Description	NORTH SIDE MOOSE RD
Legal Subdivision	LENTZ HARNESS SHOP RD
Jurisdiction	CABARRUS NC
Township / Civil Division	7, GOLD HILL
Census Block Group	2
Census Block	2005
Census Tract	41701

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2287 DUTCH RD, MOUNT PLEASANT, NC 28124-7669
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLEN TATE MORTGAGE PARTNERS LLC
Sep 18, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	2287 DUTCH RD, MT PLEASANT, NC 28124-7669
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000168531
Date	Mar 18, 2024
Book Page	16853/1

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	2287 DUTCH RD, MT PLEASANT, NC 28124-7669
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1493451
Date	Feb 23, 2021
Book Page	14934/51

Lender

Name	ALLEN TATE MORTGAGE PARTNERS LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28262

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	2287 DUTCH RD, MT PLEASANT, NC 28124-7669
Document Number	1268716
Book / Page	012687 / 000016
Instrument Date	Sep 18, 2017
Transaction Type	Mortgage
Record Updated	Sep 27, 2017
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2207 DUTCH RD MOUNT PLEASANT NC 281247669, MOUNT PLEASANT, NC 28124-7669

Mortgage

Document Number	1268716
Date	Sep 22, 2017
Book Page	012687/000016
Instrument	24676

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	HARRISBURG, NC 28075

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$468,550 (+68.73%) Land $97,310 Building $371,240
2024			$468,550 (+68.73%) Land $97,310 Building $371,240
2023	$2,188.00	$277,690 Land $65,830 Building $211,860	$277,690 Land $65,830 Building $211,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL · Fiber in parts of the area	50 / 3

May also be available: AT&T.

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