22865 Mono St, Hayward, CA 94541 Property Records

Alameda County property record for 22865 Mono St, Hayward, CA 94541

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,096 sqft · built 1956
Lot Size	0.132 acres (5,750 sqft)
Owner	Trust Name on File
Last Sale	$820,000 (May 2019)
Tax Bill	$9,860 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Dec 2020 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`431-88-29-1`

Property Details

APN / Parcel Number

Primary APN	`431-88-29-1`
Alternative APN	`431-0088-029-01`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,096 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1958
Construction Type	Wood
Lot Area	5,750 sqft (0.132 acres)

Location & Zoning

Street Address	22865 MONO ST
City	HAYWARD
State	CA
Zip	94541-6223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00001 BLK: 0029 AR: 0431 PAGE: 0088
Legal Subdivision	HAYWARD
Legal Block	8
Legal Lot Number	15
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	2
Census Block	2020
Census Tract	436700

Owner

22865 Mono St is held in a trust since November 2020.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Trust Name on File
Mailing Address	22859 MONO ST, HAYWARD, CA 94541-6223
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 9, 2019	Deed of Trust, Mortgage RALPH & DEBBIE SABIEL
May 10, 2019	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
May 10, 2019	Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2019 · Amount on File
Deed Sale	May 10, 2019 · Amount on File
Deed Document Number	201986632
Last Transfer Date	Nov 2, 2020
Transfer Doc	0000355193
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	22865 MONO ST, HAYWARD, CA 94541-6223
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000165214
Date	Jul 15, 2020
Instrument	2020165214

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Dec 17, 2020
Property Address	22865 MONO ST, HAYWARD, CA 94541-6223
Document Number	0000355193
Instrument Date	Nov 2, 2020
Instrument	355193
Transaction Type	Transfer
Record Updated	Feb 19, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	22859 MONO ST HAYWARD CA 945416223, HAYWARD, CA 94541-6223

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	22865 MONO ST, HAYWARD, CA 94541-6223
Document Number	0000090482
Instrument Date	May 9, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22859 MONO ST HAYWARD CA 945416223, HAYWARD, CA 94541-6223

Mortgage

Document Number	0000090482
Date	May 16, 2019
Instrument	90482

Lender

Name	RALPH & DEBBIE SABIEL
Address	2596 MARINA AVE, LIVERMORE, CA 94550-9028

Agreement

Amount	Amount on Record

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 10, 2019
Property Address	22865 MONO ST, HAYWARD, CA 94541-6223
Document Number	0000086632
Map Reference	MB 28 PG 90
Instrument Date	Apr 19, 2019
Instrument	2019086632
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22859 MONO ST, HAYWARD, CA 94541-6223

Mortgage

Document Number	0000086633
Date	May 10, 2019
Instrument	2019086633

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

May 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ALAMEDA CA
Recording Date	May 10, 2019
Property Address	22865 MONO ST, HAYWARD, CA 94541-6223
Document Number	0000086630
Instrument Date	Apr 19, 2019
Instrument	86630
Transaction Type	Transfer
Record Updated	May 29, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22859-22865 MONO ST HAYWARD CA 945416223, HAYWARD, CA 94541-6223

Tax Assessment & Valuation

The 2025 property tax bill for 22865 Mono St was $9,860.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$730,512 (+2%) Land $222,242 Building $508,270
2025	$9,860.00	$716,188 Land $217,884 Building $498,304
2023	$9,038.00	$688,382 Land $209,425 Building $478,957	$917,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22865 Mono St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1978–1997)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 22865 Mono St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Also Mapped Here	EAST BAY MUD
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile, Tekify Fiber & Wireless.

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