22865 29 Mile Rd, Ray, MI 48096 Property Records

Macomb County property record for 22865 29 Mile Rd, Ray, MI 48096

Property Summary

Property Type	Single Family Home
Details	1 ba · 900 sqft · built 1948
Lot Size	3.33 acres (145,055 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Nov 2019)
Tax Bill	$2,438 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-05-14-476-019`

Property Details

APN / Parcel Number

Primary APN	`21-05-14-476-019`
Alternative APN	`0514476019`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1995
Architectural Style	Ranch
Lot Area	145,055 sqft (3.33 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	22865 29 MILE RD
City	RAY
State	MI
Zip	48096-2615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUPERVISORS PLAT OF BALLOR LITTLE FARMS LOT 3 & E 93.60 FT OF LOT 4
Legal Subdivision	SUPERVISORS PLAT
Legal Lot Number	3-4
Jurisdiction	MACOMB MI
Township / Civil Division	RAY
Census Block Group	1
Census Block	1039
Census Tract	216000

Owner

22865 29 Mile Rd is owned and occupied by an individual who bought it in November 2019.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	22865 29 MILE RD, RAY, MI 48096-2615
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2019 · Amount on File
Deed Sale	Nov 13, 2019 · Amount on File
Prior Sale	Aug 31, 2006 · Amount on File
Deed Document Number	20199129031
Deed Book / Page	26330 / 107
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Nov 13, 2019
Property Address	22865 29 MILE RD, RAY, MI 48096-2615
Document Number	0000129031
Book / Page	026330 / 000107
Instrument Date	Oct 31, 2019
Instrument	129031
Transaction Type	Transfer
Record Updated	Dec 11, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,161.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22865-29 MILE RD RAY MI 48096, RAY, MI 48096

Mortgage

Document Number	129032
Date	Nov 13, 2019
Book Page	026330/000108
Instrument	129032

Lender

Name	SIMPLE HM LNDG LLC
Address	SHELBY TOWNSHIP, MI 48315

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 22865 29 Mile Rd was $2,438 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Ray Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,100	$200,200
2025	$2,438.00
2023		$82,000	$164,000
2022	$2,073.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22865 29 Mile Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22865 29 Mile Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250