2286 Mill Stream Ct, Naples, FL 34109 Property Records

Collier County property record for 2286 Mill Stream Ct, Naples, FL 34109 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details1,774 sqft · built 1991
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$315,000 (Dec 2016)
Tax Bill$2,850 (2025)
Deeds & MortgagesMay 2026 Mortgage
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN278200 A 234A02

Property Details

APN / Parcel Number

Primary APN278200 A 234A02
Alternative APNs
  • 31105005704059610A234
  • 31105005704

Interior

Stories1 Story
Building Area1,774 sqft Living Area
1st Floor Area1,774 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Construction TypeMasonry / Concrete Block
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions119 ft deep x 64 ft wide

Location & Zoning

Street Address2286 MILL STREAM CT
CityNAPLES
StateFL
Zip34109-1713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEMERALD LAKES AT BRIDGET LAKE UNIT ONE BLK A LOT 23
Legal Range25
Legal Township49
Legal Section2
Legal SubdivisionEMERALD LAKES BRIDGETT LK #1
Legal Tract278200
Legal BlockA
Legal Lot Number23
Legal Unit1
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1004
Census Tract10217

Owner

Source: Collier County records · APN 278200 A 234A02

Assessment roll updated September 9, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2286 MILL STREAM CT, NAPLES, FL 34109-1713
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 28, 2026Deed of Trust, Mortgage · Conventional Mortgage
LAKE MICHIGAN CREDIT UNION
Mar 03, 2021Deed of Trust, Mortgage · Conventional Mortgage
LADERA LENDING INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 07, 2016 · Amount on Record
Deed SaleDec 07, 2016 · Amount on Record
Deed Document Number20165342544
Deed Book / Page5340 / 3626
Prior Transfer DateAug 11, 1997
Prior Transfer Doc2340000396
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Recording DateMay 28, 2026
Property Address2286 MILL STREAM CT, NAPLES, FL 34109-1713
Document Number0006830440
Book / Page6592 / 732
Instrument DateMay 21, 2026
Instrument20266830440
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2286 MILL STREAM CT, NAPLES, FL 34109-1713
InvestorPossibly a Property Investor

Mortgage

Document Number0006830440,
DateMay 28, 2026
Book Page6592/732
Instrument20266830440
Lender
NameLAKE MICHIGAN CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 01, 2041
Interest
Rate TypeFixed Rate
Rate5.58%
Initial TypeFixed Rate
Max Rate-1%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address2286 MILL STREAM CT, NAPLES, FL 34109-1713
Transaction TypeMortgage
Record UpdatedMar 12, 2021
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2286 MILL STREAM CT, NAPLES, FL 34109-1713

Mortgage

Document Number0059012561
DateMar 03, 2021
Book Page5901/2561
Instrument6011522
Lender
NameLADERA LENDING INC
TypeMortgage Company
AddressLADERA RANCH, CA 92694
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,850.00 (+3.64%) Homeowner's exemption$311,586 (+5.99%)$399,022 (-14.95%) Land $233,574 Building $165,448
2023$2,750.00 (-1.96%) Homeowner's exemption$293,985 (+3%)$469,153 (+6.2%) Land $283,120 Building $186,033
2022$2,805.00 Homeowner's exemption$285,422$441,757 Land $243,395 Building $198,362

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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