2286 Ellison Cir, Lancaster, SC 29720 Property Records

Lancaster County property record for 2286 Ellison Cir, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,553 sqft · built 1997
Lot Size	0.354 acres (15,440 sqft)
Owner	2 Individual Names on Record
Last Sale	$99,900 (Feb 2004)
Tax Bill	$978 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2024 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0102H-0H-009.00`

Property Details

APN / Parcel Number

Primary APN	`0102H-0H-009.00`
Alternative APN	`71473`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,553 sqft Living Area
Gross Area	1,788 sqft
Flooring	Carpet

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,440 sqft (0.354 acres)
Lot Width	100 ft Width
Porch	Porch
Porch Area	210 sqft
Deck Area	145 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	71473
Street Address	2286 ELLISON CIR
City	LANCASTER
State	SC
Zip	29720-9048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	100X181.1X100X140
Legal Subdivision	RUM VALLEY
Legal Block	D-12
Legal Lot Number	D-12
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	4
Census Block	4000
Census Tract	10600

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2286 ELLISON CIR, LANCASTER, SC 29720-9048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Deed of Trust, Mortgage · FHA Mortgage BRANCH BANKING AND TRUST CO
Mar 11, 2024	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage TRUIST BANK
Aug 22, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2004 · Amount on Record
Deed Sale	Feb 2, 2004 · Amount on Record
Deed Document Number	2004305
Deed Book / Page	224 / 313
Last Transfer Date	Mar 6, 2024
Transfer Doc	0000002739
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2286 ELLISON CIR, LANCASTER, SC 29720-9048
Transaction Type	Mortgage
Record Updated	Mar 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002677
Date	Mar 8, 2024
Book Page	5096/198
Instrument	2024002677

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	231 Months
Due	Jun 1, 2043

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER SC
Recording Date	Mar 11, 2024
Property Address	2286 ELLISON CIR, LANCASTER, SC 29720-9048
Document Number	0000002739
Book / Page	1765 / 100
Map Reference	PL 97-346
Instrument Date	Mar 6, 2024
Instrument	2024002739
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2286 ELLISON CIR, LANCASTER, SC 29720-9048

Mortgage

Document Number	0000002740
Date	Mar 11, 2024
Instrument	2024002740

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2054

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2286 ELLISON CIR, LANCASTER, SC 29720-9048
Document Number	0000012880
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2286 ELLISON CIR LANCASTER SC 297209048, LANCASTER, SC 29720-9048

Mortgage

Document Number	0000012880
Date	Aug 28, 2019
Book Page	003806/000282
Instrument	12880

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 27, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$978.00 (+26.03%)	$6,699 (+32.42%) Land $952 Building $5,747	$211,100 (+65.31%) Land $30,000 Building $181,100
2024	$776.00 (+0.39%)
2023	$773.00 (+0.39%)	$5,059 (-) Land $594 Building $4,465	$127,700 (-) Land $15,000 Building $112,700
2022	$770.00	$5,059 Land $594 Building $4,465	$127,700 Land $15,000 Building $112,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1989–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 62% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverNet Connect Fiber	1,000 / 1,000
Comporium Cable	1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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