2286 Captain Dr, Deltona, FL 32738 Property Records

Volusia County property record for 2286 Captain Dr, Deltona, FL 32738

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,480 sqft · built 1988
Lot Size	0.276 acres (12,000 sqft)
Owner	2 Trust Names on File
Last Sale	$175,900 (Aug 2017)
Tax Bill	$2,665 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2017 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8130-35-12-0190`

Property Details

APN / Parcel Number

Primary APN	`8130-35-12-0190`
Alternative APNs	`31183035120190` `30183135120190` `2772158.0` `2772158`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,480 sqft Living Area
Gross Area	1,880 sqft
1st Floor Area	1,480 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,000 sqft (0.276 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	254 sqft
Porch	Unfinished Open Porch
Porch Area	328 sqft
Patio Area	394 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2772158
Street Address	2286 CAPTAIN DR
City	DELTONA
State	FL
Zip	32738-1184
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01R
Legal Description	LOT 19 BLK 917 DELTONA LAKES UNIT 35 MB 27 PGS 150-157 INC PER OR 3147 PG 0670 PER OR 6641 PG 3153 PER OR 7437 PG 1066
Legal Range	31E
Legal Township	18S
Legal Section	30
Legal Subdivision	DELTONA LAKES
Legal Tract	35
Legal Block	917
Legal Lot Number	19
Legal Unit	35
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	2
Census Block	2014
Census Tract	91021

Owner

2286 Captain Dr is owner-occupied and held in a trust since August 2017.

Source: Volusia County records, as of September 9, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2286 CAPTAIN DR, DELTONA, FL 32738-1184
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage US BANK
Aug 16, 2017	Warranty Deed, Transfer · Stand-Alone Second Mortgage FLORIDA HOUSING FINANCE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2017 · Amount on File
Deed Sale	Aug 16, 2017 · Amount on File
Prior Sale	Oct 14, 2011 · Amount on File
Deed Document Number	2017161628
Deed Book / Page	7437 / 1066
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Recording Date	Aug 20, 2026
Property Address	2286 CAPTAIN DR, DELTONA, FL 32738-1184
Document Number	0000153451
Book / Page	8895 / 947
Instrument Date	Aug 13, 2026
Instrument	2026153451
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2286 CAPTAIN DR, DELTONA, FL 32738-1184

Mortgage

Document Number	0000153451,
Date	Aug 20, 2026
Book Page	8895/947
Instrument	2026153451

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 22, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Aug 16, 2017
Property Address	2286 CAPTAIN DR, DELTONA, FL 32738-1184
Document Number	0074371066
Book / Page	7437 / 1066
Map Reference	MB27 PG150-157
Instrument Date	Aug 11, 2017
Instrument	2017-161628
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	WESTSIDE TITLE SERVICES INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,231.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 GROVE ST, 33, WINDSOR, NY 13865-4038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2286 CAPTAIN DR, DELTONA, FL 32738-1184

Mortgage

Document Number	2017161630
Date	Aug 16, 2017
Instrument	2017-161630

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Mortgage

Document Number	0074371068
Date	Aug 16, 2017
Book Page	7437/1068
Instrument	2017-161629

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2286 Captain Dr was $2,665 with a homeowner's exemption, up 3.1% from the year before.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Deltona City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,022 (+2.7%)	$285,277 (+1.36%) Land $59,640 Building $225,637
2025	$2,665.00 (+3.05%) Homeowner's exemption	$161,658	$281,463 Land $59,640 Building $221,823
2024	$2,586.00 (+4.4%)
2023	$2,477.00 (+1.35%) Homeowner's exemption	$152,528 (+3%)	$261,234 (+16.33%) Land $60,900 Building $200,334
2022	$2,444.00 Homeowner's exemption	$148,085	$224,563 Land $42,000 Building $182,563

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2286 Captain Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2022–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2286 Captain Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTONA WATER serves 81,006 people · EPA ID FL3640287
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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