22857 Thunder Mountain Ln, Cedaredge, CO 81413 Property Records

Delta County property record for 22857 Thunder Mountain Ln, Cedaredge, CO 81413

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,233 sqft · built 2019
Lot Size	8.5 acres (370,260 sqft)
Owner	2 Individual Names on File
Last Sale	$92,000 (Jan 2018)
Tax Bill	$3,520 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Nov 2018 Construction Loan + 5 more
Flood Zone	Zone D (undetermined)
APN	`R001828`

Property Details

APN / Parcel Number

Primary APN	`R001828`
Alternative APN	`319306402005`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	3,233 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Multi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	370,260 sqft (8.5 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Coal

Location & Zoning

Account Number	R001828
Street Address	22857 THUNDER MOUNTAIN LN
City	CEDAREDGE
State	CO
Zip	81413-8321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22857 THUNDER MOUNTAIN LN CEDAREDGE 81413 S: 6 T: 13S R: 94W SUBDIVISION: SPRING MEADOWS SUBDIVISION LOT: 5 TOTAL AC 8.50+- LOT 5 SPRING MEADOW SUBD IN E2SE4 SEC 6 T13S R94W 6PM BK 695 PG 186 BK 717PG 948 BK 726 PG 538 PLAT BK 13 PG 71 PLAT BK 15 PG
Legal Subdivision	SPRING MEADOWS SUBDIVISION
Legal Lot Number	5
Jurisdiction	DELTA CO
Township / Civil Division	CEDAREDGE
Census Block Group	2
Census Block	2030
Census Tract	965202

Owner

22857 Thunder Mountain Ln is owned and occupied by two individuals who bought it in January 2018.

Source: Delta County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22857 THUNDER MOUNTAIN LN, CEDAREDGE, CO 81413-8321
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Deed of Trust, Mortgage · Line of Credit ALPINE BANK
Nov 5, 2018	Deed of Trust, Mortgage · Construction Mortgage ALPINE BANK
Jul 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage ALPINE BANK
Nov 24, 2020	Deed of Trust, Mortgage · Line of Credit ALPINE BANK
Nov 20, 2019	Deed of Trust, Mortgage · Line of Credit ALPINE BANK
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALPINE BANK
Jan 16, 2018	Warranty Deed, Transfer · Commercial Mortgage ALPINE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2018 · Amount on File
Deed Sale	Jan 16, 2018 · Amount on File
Prior Sale	Jul 13, 1998 · Amount on File
Deed Document Number	2018700849
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	22857 THUNDER MOUNTAIN LN, CEDAREDGE, CO 81413-8321
Transaction Type	Mortgage
Record Updated	May 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22857 THUNDER MOUNTAIN LN, CEDAREDGE, CO 81413-8321

Mortgage

Document Number	0000752748
Date	Apr 30, 2024
Instrument	752748

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	May 25, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	22857 THUNDER MOUNTAIN LN, CEDAREDGE, CO 81413-8321
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000707050
Date	Nov 5, 2018
Instrument	707050

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	11 Months
Due	Oct 18, 2019

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	22857 THUNDER MOUNTAIN LN, CEDAREDGE, CO 81413-8321
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000712151
Date	Jul 10, 2019
Instrument	712151

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	22857 THUNDER MOUNTAIN LN, CEDAREDGE, CO 81413-8321
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000724066
Date	Nov 24, 2020
Instrument	724066

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	22857 THUNDER MOUNTAIN LN, CEDAREDGE, CO 81413-8321
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000715159
Date	Nov 20, 2019
Instrument	715159

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	22857 THUNDER MOUNTAIN LN, CEDAREDGE, CO 81413-8321
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000718632
Date	May 6, 2020
Instrument	718632

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Jan 16, 2018
Property Address	22857 THUNDER MOUNTAIN LN, CEDAREDGE, CO 81413-8321
Document Number	0000700849
Map Reference	MB15 PG41
Instrument Date	Jan 16, 2018
Instrument	700849
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19986 HWY 655, CEDAREDGE, CO 81413

Mortgage

Document Number	0000700850
Date	Jan 16, 2018
Instrument	700850

Lender

Name	ALPINE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 16, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 22857 Thunder Mountain Ln was $3,520, up 13.7% from the year before.

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,520.00 (+13.73%)	$55,539 (+10.93%) Land $10,313 Building $45,226	$888,619 Land $165,000 Building $723,619
2024	$3,095.00 (+4.42%)	$50,065 (-) Land $5,616 Building $44,449
2023	$2,964.00 (-9.47%)	$50,065 (+91.83%) Land $5,616 Building $44,449	$747,242 (+730.29%) Land $83,828 Building $663,414
2022	$3,274.00	$26,099 Land $26,099	$89,998 Land $89,998

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22857 Thunder Mountain Ln in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22857 Thunder Mountain Ln is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 69% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	50 / 10

May also be available: Delta County Tele-Comm, Elevate Internet, T-Mobile.

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