22856 Willard Ave, Lake Forest, CA 92630 Property Records

Orange County property record for 22856 Willard Ave, Lake Forest, CA 92630

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,376 sqft · built 1965
Lot Size0.185 acres (8,040 sqft)
Owner2 Company Names on Record
Last Sale$160,000 (Dec 1995)
Tax Bill$2,723 (2025)
Deeds & MortgagesDec 2019 Reverse Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN614-046-02

Property Details

APN / Parcel Number

Primary APN614-046-02

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,376 sqft Living Area
1st Floor Area1,376 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleTraditional
Exterior MaterialStucco
Roof MaterialWood Shingle
Lot Area8,040 sqft (0.185 acres)
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address22856 WILLARD AVE
CityLAKE FOREST
StateCA
Zip92630-4030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionN TR 5803 BLK LOT 40
Legal SubdivisionTRACT NO 5803
Legal Tract5803
Legal Lot Number40
JurisdictionORANGE CA
Township / Civil DivisionIRVINE-LAKE FOREST
Census Block Group1
Census Block1000
Census Tract52416

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address22856 WILLARD AVE, LAKE FOREST, CA 92630-4030
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2019Deed of Trust, Mortgage · Reverse Mortgage
LONGBRIDGE FINANCIAL LLC
Dec 17, 2019Deed of Trust, Mortgage · FHA Mortgage
FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 7, 1995 · Amount on Record
Deed SaleDec 7, 1995 · Amount on Record
Prior SaleJul 11, 1995 · Amount on Record
Deed Document Number1995547636
Prior Transfer DateJul 6, 1995
Prior Transfer Doc0000295169
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address22856 WILLARD AVE, LAKE FOREST, CA 92630-4030
Transaction TypeMortgage
Record UpdatedJul 21, 2022
Title CompanyWFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000537362
DateDec 23, 2019
Instrument2019000537362
Lender
NameLONGBRIDGE FINANCIAL LLC
TypeReverse Mortgage Lender
AddressMAHWAH, NJ 07495
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.96%
Type Change DateJan 1, 2021
Change FrequencyAnnually
Index1-Year LIBOR

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address22856 WILLARD AVE, LAKE FOREST, CA 92630-4030
Document Number0000537363
Instrument DateDec 17, 2019
Transaction TypeMortgage
Record UpdatedJan 2, 2020
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address22856 WILLARD AVE LAKE FOREST CA 926304030, LAKE FOREST, CA 92630-4030
InvestorPossibly a Property Investor

Mortgage

Document Number0000537363
DateDec 23, 2019
Instrument537363
Lender
NameFEDERAL HSNG COMMISSIONER
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.96%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLake Forest City
Unified School DistrictSaddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$271,102 (+2%) Land $166,725 Building $104,377
2025$2,723.00 (+4.41%) Homeowner's exemption$265,787 (+4.04%) Land $163,456 Building $102,331
2023$2,608.00 (+1.88%) Homeowner's exemption$255,467 Land $157,109 Building $98,358
2022$2,560.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIRVINE RANCH WATER DISTRICT
serves 450,323 people · EPA ID CA3010092
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cityside Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile.

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