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2285 Spruce St, Ewing (Trenton), NJ 08638 Property Records

Mercer County and Ewing Township property record for 2285 Spruce St, Ewing, NJ 08638

Property Summary

Property TypeSingle Family Home
Details1,642 sqft · built 1960
Lot Size0.109 acres (4,757 sqft)
Owner2 Individual Names on File
Last Sale$150,000 (Jul 2017)
Tax Bill$8,276 (2025)
Deeds & MortgagesJul 2021 Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-00104-0000-00002

Property Details

APN / Parcel Number

Primary APN02-00104-0000-00002
Alternative APNs
  • 020010400002
  • 03830214

Interior

Building Area1,642 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleColonial
Exterior MaterialConcrete
Construction TypeFrame
Lot Area4,757 sqft (0.109 acres)
Lot Dimensions58 ft deep x 82 ft wide

Location & Zoning

Account Number03830214
Street Address2285 SPRUCE ST EXT
CityTRENTON
StateNJ
Zip08638
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionFACILITY NAME: ADD 2023
Legal SubdivisionSPRUCE GARDENS SEC 1
Legal Block104
Legal Lot Number2
JurisdictionMERCER NJ
Township / Civil DivisionEWING
Census Block Group2
Census Block2000
Census Tract3500

Owner

Source: Mercer County and Ewing Township assessment roll, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2285 SPRUCE ST, TRENTON, NJ 08638-4634
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 26, 2017Deed, Transfer · FHA Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 26, 2017 · Amount on Record
Deed SaleJul 26, 2017 · Amount on Record
Deed Document Number201734075
Deed Book / Page6293 / 1741
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER NJ
Property Address2285 SPRUCE ST, EWING, NJ 08638-4634
Transaction TypeMortgage
Record UpdatedNov 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000044452
DateJul 26, 2021
Book Page11643/165
Instrument2021044452
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

July 2017: Deed, Transfer

Document TypeDeed
JurisdictionMERCER NJ
Recording DateJul 26, 2017
Property Address2285 SPRUCE ST, EWING, NJ 08638-4634
Document Number0000034075
Book / Page06293 / 1741
Map ReferenceMAP1307
Instrument DateJun 30, 2017
Instrument2017034075
Transaction TypeTransfer
Record UpdatedNov 5, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$150.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2285 SPRUCE ST, 2285, TRENTON, NJ 08638-4634

Transferred To (Grantee/Buyer)

NameVerified Name
Address2101 BIRMINGHAM CT, EWING, NJ 08628-3029

Mortgage

Document Number0000034076
DateJul 26, 2017
Instrument2017034076
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: Mercer County and Ewing Township assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMercer County
County SubdivisionEwing Township
Unified School DistrictEwing Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$204,300 (-) Land $52,700 Building $151,600$204,300 (-) Land $52,700 Building $151,600
2025$8,276.00 (+3%)$204,300 (-) Land $52,700 Building $151,600$204,300 (-) Land $52,700 Building $151,600
2024$8,035.00 (+17.57%)
2023$204,300 Land $52,700 Building $151,600$204,300 Land $52,700 Building $151,600
2022$6,834.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1978–1996)
Most Recent ClaimJun 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTRENTON WATER WORKS
serves 217,000 people · EPA ID NJ1111001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityTotal trihalomethanes
not recorded as resolved · Oct 2024
Turbidity
resolved · Jul 2021
Haloacetic acids
resolved · Jul 2018
Treatment and ProcedureLead service line replacement
currently in violation since May 2020
Corrosion control
Jan 2021
Lead public education
Jan 2019
Monitoring and Reporting36
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20

May also be available: Optimum Communications, T-Mobile USA.

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