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2285 Palmetum Loop, Apopka, FL 32712 Property Records

Orange County property record for 2285 Palmetum Loop, Apopka, FL 32712

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,535 sqft · built 2019
Lot Size0.274 acres (11,916 sqft)
Owner2 Individual Names on Record
Last Sale$379,900 (Jul 2020)
Tax Bill$5,476 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Apr 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN18-20-28-6200-00-410

Property Details

APN / Parcel Number

Primary APN18-20-28-6200-00-410
Alternative APNs
  • 282018620000410
  • 173349
  • 176668
  • 180240

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,535 sqft Living Area
Gross Area3,407 sqft
1st Floor Area2,535 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete Block/Stucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,916 sqft (0.274 acres)
Garage TypeAttached
Garage Area599 sqft

Exterior Amenities

PorchSlab
Porch Area273 sqft
Shed1 Shed
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2285 PALMETUM LOOP
CityAPOPKA
StateFL
Zip32712-6069
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionORCHID ESTATES 93/44 LOT 41
Legal Range28E
Legal Township20S
Legal Section18
Legal SubdivisionORCHID ESTATES
Legal Lot Number41
JurisdictionORANGE FL
Township / Civil DivisionAPOPKA
Census Block Group1
Census Block1028
Census Tract17813

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2285 PALMETUM LOOP, APOPKA, FL 32712-6069
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2020Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Apr 23, 2019Grant Deed, Transfer · VA Mortgage
QUICKEN LNS
Nov 15, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 2020 · Amount on Record
Deed SaleJul 22, 2020 · Amount on Record
Prior SaleApr 23, 2019 · Amount on Record
Deed Document Number2020391539
Record UpdatedOct 29, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJul 22, 2020
Property Address2285 PALMETUM LOOP, APOPKA, FL 32712-6069
Document Number0000391539
Instrument DateJul 22, 2020
Instrument391539
Transaction TypeTransfer
Record UpdatedAug 7, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,659.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2285 PALMETUM LOOP APOPKA FL 327126069, APOPKA, FL 32712-6069

Mortgage

Document Number391540
DateJul 22, 2020
Instrument391540
Lender
NameGUARANTEED RATE AFFINITY LLC
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 21, 2050

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE FL
Recording DateApr 23, 2019
Property Address2285 PALMETUM LOOP, APOPKA, FL 32712-6069
Document Number0000247253
Instrument DateApr 19, 2019
Instrument247253
Transaction TypeTransfer
Record UpdatedSep 10, 2019
Title CompanyNVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,499.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2285 PALMETUM LOOP APOPKA FL 327126069, APOPKA, FL 32712-6069

Mortgage

Document Number247254
DateApr 23, 2019
Instrument247254
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 22, 2049

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE FL
Recording DateNov 15, 2018
Property Address2285 PALMETUM LOOP, APOPKA, FL 32712-6069
Document Number0000669277
Instrument DateNov 14, 2018
Instrument669277
Transaction TypeTransfer
Record UpdatedDec 6, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,927.80
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4307 VINELAND RD #H20 ORLANDO FL 328117374, H20, ORLANDO, FL 32811-7374
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityApopka City
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$389,580 (+2.7%)$450,610 (-1.23%) Land $65,000 Building $385,610
2025$5,476.00 (+1.75%) Homeowner's exemption$379,338 (+5.99%)$456,220 (-2.38%) Land $65,000 Building $391,220
2024$5,382.00 (+6.89%)
2023$5,035.00 (+4.16%) Homeowner's exemption$357,910 (+3%)$467,359 (+14.92%) Land $90,000 Building $377,359
2022$4,834.00 Homeowner's exemption$347,485$406,682 Land $90,000 Building $316,682

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAPOPKA, CITY OF (5 WTPS)
serves 71,917 people · EPA ID FL3480200
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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