Hardeman County property record for 2285 Naylor Rd, Toone, TN 38381
| Property Type | Rural Home |
|---|---|
| Details | 1.5 ba · 1,362 sqft · built 1978 |
| Lot Size | 37 acres (1,611,720 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $182,500 (Jun 2016) |
| Tax Bill | $816 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 035041 00101 |
| Primary APN | 035041 00101 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,362 sqft Living Area |
| 1st Floor Area | 1,362 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,611,720 sqft (37 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 1,250 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 648 sqft |
| Porch | Slab |
| Porch Area | 542 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 2285 NAYLOR RD |
|---|---|
| City | TOONE |
| State | TN |
| Zip | 38381-8019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DDT 100968 DB B4 PG 605 |
| Jurisdiction | HARDEMAN TN |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2123 |
| Census Tract | 950100 |
Source: Hardeman County records, as of January 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1400 VETERANS UNITED DR, COLUMBIA, MO 65203 |
| Owner Type | Individual |
| Vesting | Company |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2016 · Amount on Record |
| Deed Sale | Jun 9, 2016 · Amount on Record |
| Prior Sale | Jun 18, 2004 · Amount on Record |
| Deed Document Number | 20165615 |
| Deed Book / Page | 83 / 602 |
| Prior Transfer Date | Oct 19, 2011 |
| Prior Transfer Doc | 0000057/14 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDEMAN TN |
| Property Address | 2285 NAYLOR RD, TOONE, TN 38381-8019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Title Company | LANDSAFE TITLE |
| Name | Verified Name |
|---|
| Document Number | 000790/880 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 790/880 |
| Instrument | 226982 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Hardeman County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hardeman County |
| Unified School District | Hardeman County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $816.00 Additional exemption filed | $45,100 (-) Land $6,250 Building $38,850 | |
| 2024 | $816.00 (-7.48%) Additional exemption filed | $45,100 (-) Land $6,250 Building $38,850 | |
| 2023 | $45,100 Land $6,250 Building $38,850 | $234,600 Land $79,200 Building $155,400 | |
| 2022 | $882.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 62% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Aeneas Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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