2285 Melody Ln, Cuba, MO 65453 Property Records

Crawford County property record for 2285 Melody Ln, Cuba, MO 65453

Property Summary

Property Type	Single Family Home
Details	1,232 sqft · built 1979
Lot Size	10.2 acres (444,312 sqft)
Owner	Individual Name on Record
Tax Bill	$752 (2025)
Deeds & Mortgages	Nov 2014 Mortgage Nov 2006 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-7.0-26-0-00-003.020`

Property Details

APN / Parcel Number

Primary APN	`05-7.0-26-0-00-003.020`

Interior

Building Area	1,232 sqft Living Area

Exterior

Year Built	Built 1979
Lot Area	444,312 sqft (10.2 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Patio Area	432 sqft

Location & Zoning

Street Address	2285 MELODY LN
City	CUBA
State	MO
Zip	65453-8143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW1/4 NW1/4 SEC 26-39-5
Jurisdiction	CRAWFORD MO
Township / Civil Division	BENTON
Census Block Group	2
Census Block	2043
Census Tract	450301

Owner

Source: Crawford County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1036 LOEKES DR, FLORISSANT, MO 63031-5349
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2014	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Nov 16, 2006	Deed of Trust, Mortgage · ARM PEOPLES BANK
Jun 17, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2022
Deed Sale	Jun 17, 2022
Deed Document Number	202202241
Record Updated	Jun 8, 2026

November 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MO
Property Address	2285 MELODY LN, CUBA, MO 65453-8143
Transaction Type	Mortgage
Record Updated	Mar 12, 2026
Title Company	MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201404005
Date	Nov 7, 2014
Instrument	201404005

Lender

Name	PEOPLES BANK
Type	Bank
Address	CUBA, MO 65453

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2029

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MO
Property Address	2285 MELODY LN, CUBA, MO 65453-8143
Transaction Type	Mortgage
Record Updated	Mar 12, 2026
Title Company	CCT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000422/346
Date	Nov 16, 2006
Book Page	422/346

Lender

Name	PEOPLES BANK
Type	Bank
Address	CUBA, MO 65453

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2036

Interest

Rate Type	Adjustable Rate
Rate	7.45%
Type Change Date	Nov 13, 2013
Change Frequency	Annually
Index	COF
Max Rate	12.4%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD MO
Recording Date	Jun 17, 2022
Property Address	2285 MELODY LN, CUBA, MO 65453-8143
Document Number	0202202241
Instrument Date	Jun 17, 2022
Instrument	202202241
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1036 LOEKES DR, FLORISSANT, MO 63031-5349

Tax Assessment & Valuation

Source: Crawford County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Crawford County
Unified School District	Crawford County R-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$752.00	$17,500 (-1.57%)	$168,400 (+79.15%) Land $92,500 Building $75,900
2023		$17,780	$94,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 20, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 55% of Missouri
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
BlueBit Networks Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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