Santa Clara County property record for 2285 Dunlap Ave, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,897 sqft · built 1950 |
| Lot Size | 1.73 acres (75,406 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,000,000 (Jul 2023) |
| Tax Bill | $12,473 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Jul 2022 Reverse Mortgage + 4 more |
| Flood Zone | Zone A (high risk) |
| APN | 841-20-068 |
| Primary APN | 841-20-068 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,897 sqft Living Area |
| 1st Floor Area | 1,897 sqft |
| Utility Room | Utility Room |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 75,406 sqft |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Heating System | HVAC |
|---|---|
| Water Source | Well |
| Street Address | 2285 DUNLAP AVE |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-8051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-40A |
| Legal Description | MAP E1 978 |
| Legal Subdivision | RANCHO SAN YSIDRO |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 512602 |
Source: Santa Clara County records · APN 841-20-068
Assessment roll updated July 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 2285 DUNLAP AVE, GILROY, CA 95020-8051 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jul 20, 2023 | Grant Deed, Transfer · Commercial Mortgage JANET K ROCHA LIVING TRUST |
| Jul 20, 2022 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| May 31, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| May 31, 2019 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Apr 10, 2019 | Correction Deed ATTORNEY ONLY |
| Mar 20, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 20, 2023 · Amount on Record |
| Deed Sale | Jul 20, 2023 · Amount on Record |
| Prior Sale | May 31, 2019 |
| Deed Document Number | 202325503029 |
| Prior Transfer Date | Jul 13, 2023 |
| Prior Transfer Doc | 0025503028 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Jul 20, 2023 |
| Property Address | 2285 DUNLAP AVE, GILROY, CA 95020-8051 |
| Document Number | 0025503029 |
| Map Reference | MB 304 PG 13 |
| Instrument Date | Jul 11, 2023 |
| Instrument | 25503029 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 172 RAINIER ST, SAN JOSE, CA 95126-3048 |
| Document Number | 0025503030 |
|---|---|
| Date | Jul 20, 2023 |
| Instrument | 25503030 |
| Name | JANET K ROCHA LIVING TRUST |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 2285 DUNLAP AVE, GILROY, CA 95020-8051 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2285 DUNLAP AVE, GILROY, CA 95020-8051 |
| Document Number | 0025338222 |
|---|---|
| Date | Jul 20, 2022 |
| Instrument | 25338222 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MORGAN HILL, CA 95037 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 834 Months |
| Due | Jan 18, 2092 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | May 31, 2019 |
| Property Address | 2285 DUNLAP AVE, GILROY, CA 95020-8051 |
| Document Number | 0024192279 |
| Map Reference | MB 304 PG 13 |
| Instrument Date | May 24, 2019 |
| Instrument | 24192279 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2285 DUNLAP AVE, GILROY, CA 95020-8051 |
| Document Number | 0024192280 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 24192280 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | May 31, 2019 |
| Property Address | 2285 DUNLAP AVE, GILROY, CA 95020-8051 |
| Document Number | 0024192281 |
| Instrument Date | May 14, 2019 |
| Instrument | 24192281 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2285 DUNLAP AVE GILROY CA 950208051, GILROY, CA 95020-8051 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Apr 10, 2019 |
| Property Address | 2285 DUNLAP AVE, GILROY, CA 95020-8051 |
| Document Number | 0024153231 |
| Instrument Date | Apr 09, 2019 |
| Instrument | 24153231 |
| Record Updated | Apr 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2285 DUNLAP AVE GILROY CA 950208051, GILROY, CA 95020-8051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Mar 20, 2019 |
| Property Address | 2285 DUNLAP AVE, GILROY, CA 95020-8051 |
| Document Number | 0024138430 |
| Instrument Date | Mar 14, 2019 |
| Instrument | 24138430 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2285 DUNLAP AVE GILROY CA 950208051, GILROY, CA 95020-8051 |
Source: Santa Clara County records · Assessment roll updated July 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Unified School District | Gilroy Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,040,400 (+2%) Land $749,088 Building $291,312 | |
| 2025 | $12,473.00 (+393%) | $1,020,000 (+410.5%) Land $734,400 Building $285,600 |
| 2023 | $2,530.00 (+1.93%) Homeowner's exemption | $199,806 Land $66,817 Building $132,989 |
| 2022 | $2,482.00 |
Source: FEMA National Flood Hazard Layer as of January 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 77 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 77 in force |
| Nearby Flood Claims | 5 (2009–2023) |
| Most Recent Claim | Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 11 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SANTA CLARA VALLEY WATER DISTRICT serves 0 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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