Beltrami County property record for 2285 Carol Dr NE, Bemidji, MN 56601
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,144 sqft · built 1976 |
| Lot Size | 2.02 acres (87,991 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Aug 2018) |
| Tax Bill | $2,133 (2026) |
| Deeds & Mortgages | Feb 2020 Mortgage Dec 2020 Mortgage + 4 more |
| APN | 80.04428.00 |
| Primary APN | 80.04428.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,144 sqft Living Area |
| Basement Area | 904 sqft |
| Finished Basement | 904 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Wood |
| Lot Area | 87,991 sqft (2.02 acres) |
| Lot Width | 95 ft Width |
| Garage Area | 624 sqft |
| Deck Area | 1 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Street Address | 2285 CAROL DR NE |
|---|---|
| City | BEMIDJI |
| State | MN |
| Zip | 56601-5264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT- 2 TWP-146 RANGE- 33 LIND'S ADDITION TO BEMIDJI LOT- 9 BLOCK- 1 |
| Legal Range | 33 |
| Legal Township | 146 |
| Legal Section | 02 |
| Legal Subdivision | LINDS ADDITION TO BEMIDJI |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | BELTRAMI MN |
| Township / Civil Division | BEMIDJI |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 450706 |
2285 Carol Dr NE is owned and occupied by two individuals who bought it in August 2018.
Source: Beltrami County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2285 CAROL DR NE, BEMIDJI, MN 56601-5264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 21, 2020 | Deed of Trust, Mortgage · VA Mortgage UNITED SECURITY FINANCIAL CORP |
| Dec 3, 2020 | Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LENDING GROUP INCORPORATED |
| Apr 2, 2019 | Deed of Trust, Mortgage · VA Mortgage UNITED SECURITY FINANCIAL CORP |
| Sep 4, 2024 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 14, 2018 | Trustee's Deed, Foreclosure · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 23, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2018 · Amount on File |
| Deed Sale | Aug 14, 2018 · Amount on File |
| Deed Document Number | 2018574242 |
| Prior Transfer Date | Jul 30, 2018 |
| Prior Transfer Doc | 0000574242 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELTRAMI MN |
| Property Address | 2285 CAROL DR NE, BEMIDJI, MN 56601-5264 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000586858 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | A000586858 |
| Name | UNITED SECURITY FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84121 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELTRAMI MN |
| Property Address | 2285 CAROL DR NE, BEMIDJI, MN 56601-5264 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000594309 |
|---|---|
| Date | Dec 3, 2020 |
| Instrument | A000594309 |
| Name | SOVEREIGN LENDING GROUP INCORPORATED |
|---|---|
| Address | COSTA MESA, CA 92626 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELTRAMI MN |
| Property Address | 2285 CAROL DR NE, BEMIDJI, MN 56601-5264 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000579165 |
|---|---|
| Date | Apr 2, 2019 |
| Instrument | A000579165 |
| Name | UNITED SECURITY FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84121 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELTRAMI MN |
| Property Address | 2285 CAROL DR NE, BEMIDJI, MN 56601-5264 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2285 CAROL DR NE, BEMIDJI, MN 56601-5264 |
| Document Number | A000624260 |
|---|---|
| Date | Sep 4, 2024 |
| Instrument | A000624260 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2054 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BELTRAMI MN |
| Recording Date | Aug 14, 2018 |
| Property Address | 2285 CAROL DR NE, BEMIDJI, MN 56601-5264 |
| Document Number | A000574242 |
| Map Reference | FILE316660 |
| Instrument Date | Jul 30, 2018 |
| Instrument | A000574242 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Title Company | SATHRE TITLE AND ABSTRACT INC, SATHRE TITLE & ABSTRACT INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $693.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2285 CAROL DR NE, BEMIDJI, MN 56601-5264 |
| Document Number | A000574243 |
|---|---|
| Date | Aug 14, 2018 |
| Instrument | A000574243 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BELTRAMI MN |
| Recording Date | Mar 23, 2018 |
| Property Address | 2285 CAROL DR NE, BEMIDJI, MN 56601-5264 |
| Document Number | A000571154 |
| Instrument Date | Mar 13, 2018 |
| Instrument | A000571154 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | MN 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Et Ux (and Wife) |
| Address | 2285 CAROL DR NE, BEMIDJI, MN 56601-5264 |
The 2026 property tax bill for 2285 Carol Dr NE was $2,133, down 2.6% from the year before.
Source: Beltrami County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Beltrami County |
| Municipality | Bemidji City |
| Unified School District | Bemidji Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,133.00 (-2.65%) | $321,000 (-) Land $81,500 Building $239,500 | $321,000 (-) Land $81,500 Building $239,500 |
| 2025 | $2,191.00 Homeowner's exemption | $321,000 Land $81,500 Building $239,500 | $321,000 Land $81,500 Building $239,500 |
| 2023 | $331,000 Land $73,400 Building $257,600 | $331,000 Land $73,400 Building $257,600 | |
| 2021 | $1,126.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 2285 Carol Dr NE.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2285 Carol Dr NE is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 57% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
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