2285 Bernard St, Monroe, MI 48162 Property Records

Monroe County property record for 2285 Bernard St, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,016 sqft · built 1993
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,991 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-158-007-60`

Property Details

APN / Parcel Number

Primary APN	`07-158-007-60`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,016 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	37,462 sqft (0.86 acres)
Lot Dimensions	298 ft deep x 126 ft wide
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2285 BERNARD ST
City	MONROE
State	MI
Zip	48162-5004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LEAVE BLAN
Legal Description	SEC 3 T7S R9E & PC 158 .86 AMOL (SURVEY) COM AT SW COR NORTHLAND VILLAS NO 2, TH S 22 DEG 14'W 300 FT ALG E LI STATE PARK SUB
Legal Range	09E
Legal Township	07S
Legal Section	22
Legal Subdivision	PARK SUB
Jurisdiction	MONROE MI
Township / Civil Division	FRENCHTOWN
Census Block Group	4
Census Block	4015
Census Tract	831700

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2285 BERNARD ST, MONROE, MI 48162-5004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL
Dec 20, 2017	Deed, Transfer TITLE SOLUTIONS AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2017
Deed Sale	Dec 20, 2017
Prior Sale	Oct 3, 2012 · Amount on Record
Deed Document Number	201725354
Prior Transfer Date	Sep 27, 2012
Prior Transfer Doc	0000022132
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	2285 BERNARD ST, MONROE, MI 48162-5004
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	DFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2285 BERNARD ST, MONROE, MI 48162-5004

Mortgage

Document Number	0000002809
Date	Jan 29, 2021
Instrument	2021R02809

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE MI
Recording Date	Dec 20, 2017
Property Address	2285 BERNARD ST, MONROE, MI 48162-5004
Document Number	2017R25354
Map Reference	LB 15 PG 94
Instrument Date	Dec 8, 2017
Instrument	2017R25354
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	TITLE SOLUTIONS AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31239 GLADYS AVE, WESTLAND, MI 48185-1631

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Frenchtown Township
Unified School District	Jefferson Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,100 (+27.75%) Land $179,100	$358,200 (+27.75%) Land $358,200
2025	$3,991.00 (+14.13%) Homeowner's exemption
2023	$3,497.00 Homeowner's exemption	$140,200	$280,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRENCHTOWN TOWNSHIP serves 21,609 people · EPA ID MI0002500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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