Napa County property record for 2285 2nd St, Napa, CA 94559
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 3 ba · 1,943 sqft · built 1900 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,596 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-493-007-000 |
| Primary APN | 004-493-007-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,943 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Duplex Single |
| Construction Type | Wood |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | None |
|---|
| Old Parcel Number | 004-493-007 |
|---|---|
| Street Address | 2285 2ND ST |
| City | NAPA |
| State | CA |
| Zip | 94559-2218 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RT4 |
| Legal Subdivision | ORNDUFF TRACT |
| Jurisdiction | NAPA CA |
| Township / Civil Division | NAPA |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 200201 |
2285 2nd St, a duplex, is held in a trust since January 2003.
Source: Napa County records, as of October 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 42 EL NIDO DR, NAPA, CA 94559-2143 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage OLD REPUBLIC TITLE |
| Sep 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 21, 2003 |
| Transfer Doc | 0000003354 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Recording Date | Apr 7, 2026 |
| Property Address | 2285 2ND ST, NAPA, CA 94559-2218 |
| Document Number | 0000004915 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 20264915 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Address | 42 EL NIDO DR, NAPA, CA 94559-2143 |
| Document Number | 0000004915, |
|---|---|
| Date | Apr 7, 2026 |
| Instrument | 20264915 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 2285 2ND ST, NAPA, CA 94559-2218 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000017948 |
|---|---|
| Date | Sep 13, 2018 |
| Instrument | 2018-0017948 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | 09277 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
The 2026 property tax bill for 2285 2nd St was $3,596, up 2.4% from the year before.
Source: Napa County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Napa County |
| Municipality | Napa City |
| Unified School District | Napa Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,596.00 (+2.36%) | $206,246 (+2%) Land $124,574 Building $81,672 | $206,246 Land $124,574 Building $81,672 |
| 2025 | $3,513.00 | $202,203 Land $122,132 Building $80,071 | |
| 2023 | $3,510.00 (-0.74%) | $194,353 Land $117,391 Building $76,962 | |
| 2022 | $3,536.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2285 2nd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2285 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NAPA serves 84,804 people · EPA ID CA2810003 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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