22840 Willard Ave, Lake Forest, CA 92630 Property Records

Orange County property record for 22840 Willard Ave, Lake Forest, CA 92630

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,352 sqft · built 1969
Lot Size0.135 acres (5,890 sqft)
Owner2 Individual Names on File
Tax Bill$4,393 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN614-081-30

Property Details

APN / Parcel Number

Primary APN614-081-30

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,352 sqft Living Area
1st Floor Area2,352 sqft
Basement Area1,026 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area5,890 sqft (0.135 acres)
Garage Area543 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address22840 WILLARD AVE
CityLAKE FOREST
StateCA
Zip92630-4030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 5797 BLK LOT 138
Legal SubdivisionTRACT 5797
Legal Tract5797
Legal Lot Number138
JurisdictionORANGE CA
Township / Civil DivisionIRVINE-LAKE FOREST
Census Block Group1
Census Block1000
Census Tract52416

Owner

22840 Willard Ave is owned and occupied by two individuals who acquired it in December 1999.

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address22840 WILLARD AVE, LAKE FOREST, CA 92630-4030
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2023Deed of Trust, Mortgage · Line of Credit
US BANK NA
Mar 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
DATA MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 14, 1999
Transfer Doc0000870016
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address22840 WILLARD AVE, LAKE FOREST, CA 92630-4030
Transaction TypeMortgage
Record UpdatedSep 7, 2023
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address22840 WILLARD AVE, LAKE FOREST, CA 92630-4030

Mortgage

Document Number0000207082
DateAug 25, 2023
Instrument2023000207082
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 17, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address22840 WILLARD AVE, LAKE FOREST, CA 92630-4030
Transaction TypeMortgage
Record UpdatedMar 26, 2021
Title CompanyCORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address22840 WILLARD AVE, LAKE FOREST, CA 92630-4030

Mortgage

Document Number0000177092
DateMar 15, 2021
Instrument2021000177092
Lender
NameDATA MORTGAGE INC
TypeMortgage Company
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term358 Months
DueJan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 22840 Willard Ave was $4,393 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLake Forest City
Unified School DistrictSaddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$434,681 (+2%) Land $254,321 Building $180,360
2025$4,393.00 Homeowner's exemption$426,158 Land $249,334 Building $176,824
2023$4,209.00 (+1.84%) Homeowner's exemption$409,610 Land $239,652 Building $169,958
2022$4,133.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 22840 Willard Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 22840 Willard Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIRVINE RANCH WATER DISTRICT
serves 450,323 people · EPA ID CA3010092
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cityside Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile.

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