2284 Veranda Trce, Hokes Bluff (Gadsden), AL 35903 Property Records

Etowah County property record for 2284 Veranda Trce, Hokes Bluff, AL 35903

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,754 sqft · built 2003
Lot Size	0.805 acres (35,090 sqft)
Owner	2 Trust Names on File
Last Sale	$270,000 (Jul 2018)
Tax Bill	$994 (2026)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-02-09-0-000-021.062`

Property Details

APN / Parcel Number

Primary APN	`14-02-09-0-000-021.062`
Alternative APNs	`261181` `76036`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,754 sqft Living Area
1st Floor Area	2,614 sqft
2nd Floor Area	140 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	35,090 sqft (0.805 acres)
Lot Dimensions	290 ft deep x 121 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	261181
Street Address	2284 VERANDA TRCE
City	GADSDEN
State	AL
Zip	35903-7383
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H/S BASE YEAR LT 17 BLK B COOSA VERANDA SUB PHASE II PLAT K-66 HOKES BLUFF 9-12-7 1984-267,D-2001-2678,D-2012-3367209,D-2013-3390849 D-2018-3470347(ROS),D-2021-3521785
Legal Range	7E
Legal Township	12S
Legal Section	9
Legal Subdivision	COOSA VERANDA PHASE II
Legal Phase	2
Legal Block	B
Legal Lot Number	17
Jurisdiction	ETOWAH AL
Township / Civil Division	HOKES BLUFF
Census Block Group	1
Census Block	1002
Census Tract	10601

Owner

2284 Veranda Trce is owner-occupied and held in a trust since July 2018.

Source: Etowah County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2284 VERANDA TRCE, GADSDEN, AL 35903-7383
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2018 · Amount on File
Deed Sale	Jul 10, 2018 · Amount on File
Prior Sale	Aug 27, 2013
Deed Document Number	20183470347
Record Updated	Oct 29, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ETOWAH AL
Recording Date	Jul 10, 2018
Property Address	2284 VERANDA TRCE, HOKES BLUFF, AL 35903-7383
Document Number	3470347
Instrument Date	Jul 4, 2018
Instrument	3470347
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2231 VERANDA TRCE, 2231, HOKES BLUFF, AL 35903-7382

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2284 VERANDA TRCE, HOKES BLUFF, AL 35903-7383

Mortgage

Document Number	3470348
Date	Jul 10, 2018
Instrument	3470348

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	TUSCALOOSA, AL 35406

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 2284 Veranda Trce was $994 with a homeowner's exemption, down 17.1% from the year before.

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Etowah County
Municipality	Hokes Bluff City
Unified School District	Etowah County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$994.00 (-17.1%) Homeowner's exemption
2025	$1,199.00 Homeowner's exemption	$35,440 Land $2,500 Building $32,940	$354,400 Land $25,000 Building $329,400
2023	Homeowner's exemption Additional exemption filed	$35,440 Land $2,500 Building $32,940	$354,400 Land $25,000 Building $329,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2284 Veranda Trce in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	10 (1980–2020)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2284 Veranda Trce is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 62% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOKES BLUFF WATER BOARD serves 5,536 people · EPA ID AL0000581
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Veranda Trce

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures