2284 Spring Hope Dr, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 2284 Spring Hope Dr, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,980 sqft · built 2017
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$513,590 (Feb 2017)
Tax Bill	$2,446 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Feb 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`577-05-00-103`

Property Details

APN / Parcel Number

Primary APN	`577-05-00-103`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,980 sqft Living Area
1st Floor Area	1,700 sqft
Upper Floors Area	1,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	2284 SPRING HOPE DR
City	MOUNT PLEASANT
State	SC
Zip	29466-8893
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POLTWP MAPPLATB L16 MAPPLATP 0318-0319 SUBDIVISIONNAME MAGNOLIA VILLAGE BLOCK LOT 17 GOVLOT TRACT
Legal Lot Number	17
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1039
Census Tract	4610

Owner

2284 Spring Hope Dr is owned and occupied by two individuals who bought it in February 2017.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2284 SPRING HOPE DR, MOUNT PLEASANT, SC 29466-8893
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Feb 24, 2017	Grant Deed, Subdivision Related Transfer · VA Mortgage SUNTRUST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2017 · Amount on File
Deed Sale	Feb 24, 2017 · Amount on File
Deed Book / Page	619 / 288
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	2284 SPRING HOPE DR, MOUNT PLEASANT, SC 29466-8893
Transaction Type	Mortgage
Record Updated	Feb 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2284 SPRING HOPE DR, MOUNT PLEASANT, SC 29466-8893

Mortgage

Document Number	0010730807
Date	Feb 2, 2022
Book Page	1073/807

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jan 27, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Feb 24, 2017
Property Address	2284 SPRING HOPE DR, MOUNT PLEASANT, SC 29466-8893
Document Number	0619/0288
Book / Page	000619 / 000288
Instrument Date	Jan 4, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$513.59
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2284 SPRING HOPE DR MOUNT PLEASANT SC 29466, MOUNT PLEASANT, SC 29466

Mortgage

Document Number	619/0289
Date	Feb 24, 2017
Book Page	000619/000289

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2284 Spring Hope Dr was $2,446, up 12.3% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,446.00 (+12.25%)	$628,130 (+2,774.74%) Land $185,035 Building $443,095	$992,600 Land $233,600 Building $759,000
2024	$2,179.00	$21,850
2022	$2,005.00	$21,850	$546,200 Land $160,900 Building $385,300
2020			$546,200 Land $160,900 Building $385,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2284 Spring Hope Dr in Zone X, an area of moderate flood risk, though there have been 49 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 162 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	418 units insured incl. 256 condo units
Nearby Flood Claims	49 (1989–2024)
Claims Outside the SFHA	11 of 49
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Hurricane Hugo, Sep 1989 · 42 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2284 Spring Hope Dr is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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