2284 Lipscomb Rd, Moneta, VA 24121 Property Records

Bedford County property record for 2284 Lipscomb Rd, Moneta, VA 24121

Property Summary

Property Type	General Agricultural/Rural
Lot Size	22.7 acres (989,248 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Apr 2024)
Tax Bill	$349 (2023)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`196 A 11A`

Property Details

APN / Parcel Number

Primary APN	`196 A 11A`
Alternative APNs	`19601001` `81399`

Exterior

Lot Area	989,248 sqft (22.7 acres)

Location & Zoning

Account Number	81399
Street Address	2284 LIPSCOMB RD
City	MONETA
State	VA
Zip	24121-5577
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	SHOULDER CAMP
Legal Subdivision	SHOULDER CAMP
Jurisdiction	BEDFORD VA
Township / Civil Division	2
Census Block Group	1
Census Block	1026
Census Tract	30501

Owner

Source: Bedford County records, as of May 21, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2284 LIPSCOMB RD, MONETA, VA 24121-5577
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 24, 2024	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 11, 2023	Warranty Deed, Transfer COLONIAL TITLE AND SETTLEMENT AGENCY, COLONIAL TITLE & SETTLEMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2024 · Amount on Record
Deed Sale	Apr 24, 2024 · Amount on Record
Prior Sale	Apr 11, 2023 · Amount on Record
Deed Document Number	240003030
Record Updated	Jun 7, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	2284 LIPSCOMB RD, MONETA, VA 24121-5577
Transaction Type	Mortgage
Record Updated	Jan 15, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2284 LIPSCOMB RD, MONETA, VA 24121-5577

Mortgage

Document Number	0260000011
Date	Jan 2, 2026
Instrument	260000011

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2046

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Apr 24, 2024
Property Address	2284 LIPSCOMB RD, MONETA, VA 24121-5577
Document Number	0240003030
Instrument Date	Apr 18, 2024
Instrument	240003030
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	NOT AVAILABLE, PIKE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2284 LIPSCOMB RD, MONETA, VA 24121-5577

Mortgage

Document Number	0240003031
Date	Apr 24, 2024
Instrument	240003031

Lender

Name	CROSSCOUNTRY MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.5%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Apr 11, 2023
Property Address	2284 LIPSCOMB RD, MONETA, VA 24121-5577
Document Number	0230002857
Instrument Date	Mar 6, 2023
Instrument	230002857
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	COLONIAL TITLE AND SETTLEMENT AGENCY, COLONIAL TITLE & SETTLEMENT

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5406 SAUNDERS RD, VINTON, VA 24179-6332

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$349.00 Additional exemption filed	$42,650	$181,400 Land $148,600 Building $32,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 75% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ZiTEL Fiber	960 / 960
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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