2284 E Harley St, Inverness, FL 34453 Property Records

Citrus County property record for 2284 E Harley St, Inverness, FL 34453

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,553 sqft · built 2004
Lot Size	5.06 acres (220,694 sqft)
Owner	2 Individual Names on File
Last Sale	$22,000 (Sep 2002)
Tax Bill	$2,647 (2025)
Deeds & Mortgages	Aug 2023 Transfer Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-27-0010-000F0-0120`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-27-0010-000F0-0120`
Alternative APNs	`2718S19E0010000F00120` `1621585`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,553 sqft Living Area
1st Floor Area	2,553 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	220,694 sqft (5.06 acres)
Lot Dimensions	440 ft deep x 500 ft wide
Garage Type	Detached
Garage Area	864 sqft

Exterior Amenities

Porch	Slab
Porch Area	1,086 sqft
Patio Area	136 sqft
Utility Building	864 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1621585
Street Address	2284 E HARLEY ST
City	INVERNESS
State	FL
Zip	34453-9517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDRMH
Legal Description	HERCALA ACRES UNIT 1 PB 3 PG 81 LOT 12 BLK F
Legal Range	19E
Legal Township	18S
Legal Section	27
Legal Subdivision	HERCALA ACRES UNIT 1
Legal Block	F
Legal Lot Number	12
Legal Unit	1
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2013
Census Tract	450705

Owner

2284 E Harley St is owned and occupied by two individuals who acquired it in October 2018.

Source: Citrus County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2284 E HARLEY ST, INVERNESS, FL 34453-9517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage BBVA USA
Nov 27, 2018	Deed of Trust, Mortgage · Commercial Mortgage COMPASS BANK
Nov 7, 2018	Deed of Trust, Mortgage · Line of Credit SPEC LOAN SV
Oct 3, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Jun 11, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2002 · Amount on File
Deed Sale	Sep 23, 2002 · Amount on File
Prior Sale	Jun 1, 1970 · Amount on File
Deed Document Number	20021283185
Deed Book / Page	1536 / 901
Last Transfer Date	Oct 2, 2018
Transfer Doc	0029302331
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CITRUS FL
Recording Date	Aug 7, 2023
Property Address	2284 E HARLEY ST, INVERNESS, FL 34453-9517
Document Number	0034001255
Book / Page	3400 / 1255
Map Reference	MB 3 PG 81
Instrument Date	Jul 11, 2023
Instrument	2023045749
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2284 E HARLEY ST, INVERNESS, FL 34453-9517

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2284 E HARLEY ST, INVERNESS, FL 34453-9517

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	2284 E HARLEY ST, INVERNESS, FL 34453-9517
Transaction Type	Mortgage
Record Updated	May 14, 2021
Title Company	SOUTHEAST TITLE COMPANY, SOUTHEAST TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2284 E HARLEY ST, INVERNESS, FL 34453-9517

Mortgage

Document Number	0031570360
Date	Apr 21, 2021
Book Page	3157/360
Instrument	2021026495

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35233

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	2284 E HARLEY ST, INVERNESS, FL 34453-9517
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029411055
Date	Nov 27, 2018
Book Page	2941/1055
Instrument	2018059209

Lender

Name	COMPASS BANK
Type	Bank
Address	INVERNESS, FL 34453

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Nov 7, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	2284 E HARLEY ST, INVERNESS, FL 34453-9517
Document Number	0029411065
Instrument Date	Nov 7, 2018
Transaction Type	Mortgage
Record Updated	Dec 27, 2018
Title Company	LIEN SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2284 E HARLEY ST INVERNESS FL 344539517, INVERNESS, FL 34453-9517

Mortgage

Document Number	0029411065
Date	Nov 27, 2018
Book Page	002941/001065
Instrument	59211

Lender

Name	SPEC LOAN SV
Address	PO BOX 620188, ATLANTA, GA 30362-2188

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Oct 3, 2018
Property Address	2284 E HARLEY ST, INVERNESS, FL 34453-9517
Document Number	0029302331
Book / Page	002930 / 002331
Instrument Date	Oct 3, 2018
Instrument	50127
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2284 E HARLEY ST INVERNESS FL 344539517, INVERNESS, FL 34453-9517

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Jun 11, 2018
Property Address	2284 E HARLEY ST, INVERNESS, FL 34453-9517
Document Number	0029061259
Book / Page	002906 / 001259
Instrument Date	May 22, 2018
Instrument	29462
Transaction Type	Transfer
Record Updated	Jul 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2284 E HARLEY ST INVERNESS FL 344539517, INVERNESS, FL 34453-9517

Tax Assessment & Valuation

The 2025 property tax bill for 2284 E Harley St was $2,647, up 4.9% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,647.00 (+4.91%)	$202,946 (-46.87%)	$421,218 (+10.27%) Land $126,250 Building $294,968
2024	$2,523.00 (+2.56%) Homeowner's exemption Additional exemption filed	$381,995 (-4.83%) Land $75,750 Building $306,245	$381,995 (-4.83%) Land $75,750 Building $306,245
2023	$2,460.00 (+6.77%) Homeowner's exemption Additional exemption filed	$401,375 (+18.86%) Land $70,700 Building $330,675	$401,375 (+18.86%) Land $70,700 Building $330,675
2022	$2,304.00 Homeowner's exemption Additional exemption filed	$337,695 Land $62,120 Building $275,575	$337,695 Land $62,120 Building $275,575

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2284 E Harley St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2284 E Harley St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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