2284 Cycle Ln, Cottondale, FL 32431 Property Records

Jackson County property record for 2284 Cycle Ln, Cottondale, FL 32431 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1977
Square Footage	2,023 sqft Living Area
Lot Size	205,603 sqft (4.72 acres)
Occupancy	Owner Occupied
Last Sale	$66,675 (2014)
Tax Bill	$38.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`20-4N-11-0000-0180-0010`
Alternative APN	`11 N 420000001800010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,023 sqft Living Area
Gross Area	2,382 sqft Gross Area
1st Floor	1,861 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1977
Architectural Style	Bungalow Style
Exterior Material	Brick Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	205,603 sqft (4.72 acres)
Garage Type	Carport Garage
Carport	Carport
Shed	1 Shed

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Septic Sewage
Water Source	Cistern Water Source

Location & Zoning

Street Address	2284 CYCLE LN
City	COTTONDALE
State	FL
Zip	32431-7500
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	OR 155 P 122 BEGIN AT NEC OF NW1/4 OF SE1/4, RUN S 660.57 FT TO N RTWY OF ST RD 276, S 80* W 256.20 FT, N 702.41 FT, E 254.78 FT TO POB. OR 596 P 476...OR 1125 P 478 OR 1181 P 877 OR 1400 P 556 OR 1428 P 955 *ALSO: OR 797 P 205 BEGIN AT NWC OF NE1/4
Legal Range	11W
Legal Township	04N
Legal Section	20
Legal Block	10
Legal Lot Number	180
Jurisdiction	JACKSON FL
Minor Civil Division	COTTONDALE
Census Blockgroup	3
Census Block	3068
Census Tract	210400

Owner

Source: Jackson County records · APN 20-4N-11-0000-0180-0010

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2284 CYCLE LN, COTTONDALE, FL 32431-7500
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2017	Deed of Trust, Mortgage · Line of Credit TYNDALL FCU
Dec 08, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CMRC CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 16, 2014 · Amount on Record
Deed Sale	Jul 16, 2014 · Amount on Record
Prior Sale	Oct 01, 2013
Deed Doc Number	20147213
Deed Book / Page	1428 / 955
Prior Transfer Date	May 18, 2007
Prior Transfer Doc	0011810877
Record Refreshed	Jun 08, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON FL
Property Address	2284 CYCLE LN, COTTONDALE, FL 32431-7500
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015480525
Date	Oct 18, 2017
Book Page	1548/0525
Instrument	201732011397

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 15, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON FL
Property Address	2284 CYCLE LN, COTTONDALE, FL 32431-7500
Document Number	0016760439
Instrument Date	Dec 08, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2284 CYCLE LN COTTONDALE FL 324317500, COTTONDALE, FL 32431-7500

Mortgage

Document Number	0016760439
Date	Dec 17, 2020
Book Page	001676/000439
Instrument	32013347

Lender

Name	FIRST CMRC CU
Type	Credit Union
Address	TALLAHASSEE, FL 32314

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$38.00	$32,851 (+28.5%)	$133,852 (+3.6%) Land $30,245 Building $103,607
2024	Homeowner's exemption Widower's exemption	$25,565 (+3%)	$129,202 (+2.25%) Land $23,700 Building $105,502
2023	Homeowner's exemption	$24,820	$126,359 Land $23,700 Building $102,659

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