22836 Torrence Chapel Rd, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 22836 Torrence Chapel Rd, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details6 bd · 4 ba · 5,596 sqft · built 1992
Lot Size0.653 acres (28,481 sqft)
OwnerIndividual Name on Record
Last Sale$630,000 (May 2000)
Tax Bill$22,515 (2023)
Deeds & MortgagesJan 2021 Mortgage
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN001-551-12

Property Details

APN / Parcel Number

Primary APN001-551-12

Interior

Bedrooms6 Beds
Full Baths4 Baths
Stories2 Stories
Building Area5,596 sqft Heated Area
Gross Area7,539 sqft
1st Floor Area2,804 sqft
Upper Floors Area3,270 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialWood
Lot Area28,481 sqft (0.653 acres)
Garage Area770 sqft

Exterior Amenities

PorchPorch
Porch Area184 sqft
Deck Area255 sqft
Patio Area607 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number001-551-12
Street Address22836 TORRENCE CHAPEL RD
CityCORNELIUS
StateNC
Zip28031-6801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionL8 M22-645
Legal SubdivisionKNOX LNDG
Legal Lot Number8
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group1
Census Block1006
Census Tract6216

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address22836 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6801
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Oct 23, 2019Deed of Trust, Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 5, 2000 · Amount on Record
Deed SaleMay 5, 2000 · Amount on Record
Prior SaleAug 12, 1998
Deed Document Number0011267450
Deed Book / Page11267 / 0450
Record UpdatedJun 7, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address22836 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6801
Document Number0000013328
Instrument DateJan 15, 2021
Transaction TypeMortgage
Record UpdatedFeb 19, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address22836 TORRENCE CHAPEL RD CORNELIUS NC 280316801, CORNELIUS, NC 28031-6801

Mortgage

Document Number0000013328
DateJan 22, 2021
Book Page035582/000054
Instrument13328
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 21, 2051
Interest
Rate TypeAdjustable Rate
Rate2.37%

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address22836 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6801
Document Number0000145620
Instrument DateOct 23, 2019
Transaction TypeMortgage
Record UpdatedNov 19, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address22836 TORRENCE CHAPEL RD CORNELIUS NC 280316801, CORNELIUS, NC 28031-6801

Mortgage

Document Number0000145620
DateOct 28, 2019
Book Page033983/000088
Instrument145620
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term180 Months
DueOct 27, 2034

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Fiber
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20

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