Santa Rosa County property record for 2283 Moray Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,253 sqft · built 2016 |
| Lot Size | 0.584 acres (25,439 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $357,400 (Mar 2016) |
| Tax Bill | $3,698 (2024) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-2S-26-1920-21800-0440 |
| Primary APN | 18-2S-26-1920-21800-0440 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,253 sqft Living Area |
| Gross Area | 4,081 sqft |
| 1st Floor Area | 3,253 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 25,439 sqft (0.584 acres) |
| Garage Type | Attached |
| Garage Area | 568 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 260 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2283 MORAY DR |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-7790 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HOLLEY BY THE SEA LOT 44 BLK 218 AS DES IN OR 3505 PG 1194 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 18 |
| Legal Subdivision | HOLLEY SEA/1ST AMD |
| Legal Block | 218 |
| Legal Lot Number | 44 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 10822 |
2283 Moray Dr is owned and occupied by two individuals who bought it in March 2016.
Source: Santa Rosa County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2283 MORAY DR, NAVARRE, FL 32566-7790 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2016 · Amount on File |
| Deed Sale | Mar 23, 2016 · Amount on File |
| Prior Sale | Sep 14, 2015 · Amount on File |
| Deed Document Number | 201610589 |
| Deed Book / Page | 3505 / 1194 |
| Prior Transfer Date | Apr 18, 2009 |
| Prior Transfer Doc | 0029131098 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2283 MORAY DR, NAVARRE, FL 32566-7790 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 2283 MORAY DR, NAVARRE, FL 32566-7790 |
| Document Number | 0040081395 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 4008/1395 |
| Instrument | 202050187 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $359,918 (+2.9%) | $544,813 (+4.13%) Land $75,000 Building $469,813 | |
| 2024 | $3,698.00 (+5.48%) Homeowner's exemption Disabled Person's exemption | $349,775 (+6.03%) | $523,229 (+3.46%) Land $75,000 Building $448,229 |
| 2023 | $3,506.00 (+2.72%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $329,879 (+3%) | $505,752 (+9%) Land $71,500 Building $434,252 |
| 2022 | $3,413.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $320,271 | $464,013 Land $55,000 Building $409,013 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2283 Moray Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 199 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 199 in force |
| Nearby Flood Claims | 2 (2004–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2283 Moray Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: LiveOak Fiber.
5G (outdoors only) and 4G LTE
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